Brooks, Todd & McNeil Agency Blog

Latest Post: October 15, 2025

Life Insurance Isn’t Just for Parents: Why Millennials and Gen Z Should Rethink Coverage

If you're in your 20s or 30s, life insurance probably feels like something for later — after the house, the wedding, the kids. But waiting means paying more later — sometimes much more — and missing out on modern, flexible financial planning advantages and protection you can only lock in...

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BrooksToddsandMcNeil_ProtectingYourHomefromWildlife
July 18, 2022 Protecting Your Home from Wildlife

Protecting your home from wildlife is essential to preventing any liabilities from occurring to your home or loved ones. It’s not unusual to see coyotes, black bears, or badgers wandering in and out of residential neighborhoods much like you would see a raccoon or opossum. Animals and humans have a…

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July 11, 2022 Protect Your Small Business from a Cyberattack

The ability to protect your small business from a cyberattack is the first thing that should be on your mind as you attempt to grow. According to research from experts, a cyberattack can cost a business as much as $4.24 million. This number would be startling for any company, but it’s…

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BrooksToddMcNeil_MedicareInsolvency
July 04, 2022 Medicare Lifeline Extended

Projected Medicare insolvency may face some pushback in the near future as there is uncertainty, but an extension passed, delaying depletion. Medicare provides essential healthcare to over 62 million Americans. In recent years, though, its financial sustainability came under scrutiny. It became apparent in 2021 when the Medicare Board of…

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BrooksToddMcNeil_PreventYourCarFromOverheating
June 27, 2022 How To Prevent Your Car From Overheating

It would help if you acted vigilantly when driving to prevent your car from overheating and avoid getting stranded on the side of the road. Overheating is a problem most commonly associated with summer. However, your vehicle can overheat at all times of the year. Overheating Car You may be…

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June 21, 2022 NOAA Predicts An Above Average Hurricane Season. How Prepared Are You?

The National Oceanic and Atmospheric Administration (NOAA) is predicting a higher than average hurricane season this year. The 2022 Atlantic hurricane season, which runs from June 1 to November 30, is predicted to have a 65 percent chance of being an above normal season. The increased activity is attributed to…

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June 20, 2022 Common Safety Hazards in the Home

There are common safety hazards in the home that you would not think could hurt you and your family if you are not mindful. Home insurance covers your house's structures and personal property, but you need liability coverage if you want protection from legal responsibility for hazards. Home and the Dangers…

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BrooksToddMcNeil_AttacksonBusinesses
June 13, 2022 Preventative and Reactive Measures to a Cyber Attack

Cyber attacks on companies are becoming more frequent, and the harm they cause can have long-lasting repercussions. Companies across all industries have to step up their data security initiatives. Preventative and Reactive Actions To effectively reduce their risk exposure, they need to use proactive strategies to prevent breaches and devise…

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BrooksToddMcNeil_MedicareAdvantage
June 06, 2022 CMS Gives New Policies for Better Transparency for Medicare Advantage

People do not often understand what a Medicare Advantage is or how it can benefit them over a long period of time. Medicare Advantage plans give many additives to insureds. However, they can also be challenging to understand — especially for nursing homes and other health care businesses. If you…

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May 30, 2022 How To Prepare Your Vehicle for a Summer Trip

If you want to ensure your summer trip goes smoothly, you need to prepare your vehicle to prevent the worst from happening. Are you planning a summer road trip? It could be a trip to the canyons or an adventure to the mountains. Perhaps you will lounge on the beach…

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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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