Brooks, Todd & McNeil Agency Blog

Latest Post: April 24, 2025

The Cost of Lapsed Coverage: How Missed Insurance Payments Can Hurt You

The renewal notice is buried under unopened mail. Money’s tight this month, so you tell yourself the personal insurance payment — whether for your home, auto, or renters policy — can wait. However, insurance companies don’t wait long. Most policies include a grace period of 10 to 30 days —...

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BrooksToddMcNeil_MedicareandMedicareAdvantage
April 26, 2022 Medicare and Medicare Advantage: The Differences and Values

Medicare and Medicare Advantage offers the patient two essential options that can help them over a long period. Once your employees are 65, they can sign up for a federal health insurance plan to help pay for medical necessities. When preparing for this step, they may want to compare original…

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bundling insurance
April 19, 2022 Bundling Insurance Can Mean More Coverage and Less Cost

Finding the right insurance coverage can be a time consuming and often stressful task. With so many options on the market, it is easy to become overwhelmed. An experienced independent insurance agent can help you compare and identify the right policies among multiple companies. They can also help identify discounts…

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selling your home
April 18, 2022 Fool-Proof Tips for Preparing Your House to Sell

The real estate market has seemingly never been hotter, so it’s no surprise that people are rushing to buy and sell homes. If you fall into the latter category, it’s a great time to cash in on your home’s equity, but there are a few things to do before you…

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operational challenges
April 11, 2022 Nonprofit Operational Challenges to Overcome

Nonprofits commonly have to contend with numerous obstacles. With limited resources to get through hurdles, it can be difficult for nonprofits to address operations management setbacks, advance their missions, and facilitate growth. Being conscientious about the challenges that nonprofits frequently face can help organization’s managers and directors to address them…

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employee benefits
April 04, 2022 A Checklist to Ensure Employee Benefits Compliance

Companies that want their employees to feel appreciated and rewarded can use a strong benefits package to this end. Employee benefits also provide much-needed support for the financial future of an employee and have an impact on an employee’s physical health. While a benefit to the company and its employees,…

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Catalytic converter
March 25, 2022 Catalytic Converter Theft Prevention

What is a catalytic converter? A catalytic converter is an exhaust emission control device that converts pollutants emitted from your car’s exhaust system into less-harmful gases. Why are catalytic converters targets for theft? Fairly easy and quick to remove from the vehicle, catalytic converters are a simple, yet lucrative car…

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life insurance
March 21, 2022 Your Life Insurance Buying Guide

If you’ve been wondering what you need to know before buying life insurance, having a simple guide at your disposal could help make the shopping process easier. Whether you have a pressing desire to purchase an extensive Life Insurance policy or whether you’re simply putting the idea on the table…

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board of directors
March 14, 2022 Top Risks Facing Nonprofit Board of Directors

Managing a nonprofit requires a unique mix of business savvy, personal compassion, and sharp problem-solving skills. If you possess all of these traits, you may be well-suited to a leadership role in a nonprofit—but you should know, too, that these qualifications aren’t enough. A leader must also have a common…

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purchase life insurance
March 09, 2022 Why You Should Purchase Life Insurance Young

Many people mistakenly think that life insurance is for retirees. While it’s true that people of this age should certainly consider a life insurance policy if they don’t already have one, the need for life insurance is not exclusive to middle-aged individuals. Should you purchase life insurance at a young…

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Contact Us For A Consultation And Quotes

Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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