Brooks, Todd & McNeil Agency Blog
Lawsuits on the Rise: What You Need To Know About Dog Bite Liability
No one wants to believe their dog could hurt someone. For most pet owners, dogs are family — trusted companions, not threats. But even the gentlest dog can act unpredictably under stress, fear, or excitement. Unfortunately, a bite or injury, while emotionally distressing in itself, can escalate into a lawsuit,...
Read full article

The ability to protect your small business from a cyberattack is the first thing that should be on your mind as you attempt to grow. According to research from experts, a cyberattack can cost a business as much as $4.24 million. This number would be startling for any company, but it’s…
Read full article
Projected Medicare insolvency may face some pushback in the near future as there is uncertainty, but an extension passed, delaying depletion. Medicare provides essential healthcare to over 62 million Americans. In recent years, though, its financial sustainability came under scrutiny. It became apparent in 2021 when the Medicare Board of…
Read full article
It would help if you acted vigilantly when driving to prevent your car from overheating and avoid getting stranded on the side of the road. Overheating is a problem most commonly associated with summer. However, your vehicle can overheat at all times of the year. Overheating Car You may be…
Read full article
The National Oceanic and Atmospheric Administration (NOAA) is predicting a higher than average hurricane season this year. The 2022 Atlantic hurricane season, which runs from June 1 to November 30, is predicted to have a 65 percent chance of being an above normal season. The increased activity is attributed to…
Read full article
There are common safety hazards in the home that you would not think could hurt you and your family if you are not mindful. Home insurance covers your house's structures and personal property, but you need liability coverage if you want protection from legal responsibility for hazards. Home and the Dangers…
Read full article
Cyber attacks on companies are becoming more frequent, and the harm they cause can have long-lasting repercussions. Companies across all industries have to step up their data security initiatives. Preventative and Reactive Actions To effectively reduce their risk exposure, they need to use proactive strategies to prevent breaches and devise…
Read full article
People do not often understand what a Medicare Advantage is or how it can benefit them over a long period of time. Medicare Advantage plans give many additives to insureds. However, they can also be challenging to understand — especially for nursing homes and other health care businesses. If you…
Read full article
If you want to ensure your summer trip goes smoothly, you need to prepare your vehicle to prevent the worst from happening. Are you planning a summer road trip? It could be a trip to the canyons or an adventure to the mountains. Perhaps you will lounge on the beach…
Read full article
It is almost summer and you have to figure out a way to get your home ready for the heat and everything that comes with it. During the summer months, temperatures skyrocket, and those intensely hot days can wreak havoc on your house and comfort. You may want to cozy…
Read full articleContact Us For A Consultation And Quotes
Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.