Brooks, Todd & McNeil Agency Blog

Latest Post: April 24, 2025

The Cost of Lapsed Coverage: How Missed Insurance Payments Can Hurt You

The renewal notice is buried under unopened mail. Money’s tight this month, so you tell yourself the personal insurance payment — whether for your home, auto, or renters policy — can wait. However, insurance companies don’t wait long. Most policies include a grace period of 10 to 30 days —...

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BrooksToddMcNeil_SafetyHazardsintheHome
June 20, 2022 Common Safety Hazards in the Home

There are common safety hazards in the home that you would not think could hurt you and your family if you are not mindful. Home insurance covers your house's structures and personal property, but you need liability coverage if you want protection from legal responsibility for hazards. Home and the Dangers…

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June 13, 2022 Preventative and Reactive Measures to a Cyber Attack

Cyber attacks on companies are becoming more frequent, and the harm they cause can have long-lasting repercussions. Companies across all industries have to step up their data security initiatives. Preventative and Reactive Actions To effectively reduce their risk exposure, they need to use proactive strategies to prevent breaches and devise…

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BrooksToddMcNeil_MedicareAdvantage
June 06, 2022 CMS Gives New Policies for Better Transparency for Medicare Advantage

People do not often understand what a Medicare Advantage is or how it can benefit them over a long period of time. Medicare Advantage plans give many additives to insureds. However, they can also be challenging to understand — especially for nursing homes and other health care businesses. If you…

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BrooksToddMcNeil_PrepareYourVehicle
May 30, 2022 How To Prepare Your Vehicle for a Summer Trip

If you want to ensure your summer trip goes smoothly, you need to prepare your vehicle to prevent the worst from happening. Are you planning a summer road trip? It could be a trip to the canyons or an adventure to the mountains. Perhaps you will lounge on the beach…

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BrooksToddandMcNeil_GetYourHomeReady
May 23, 2022 10 Steps to Get Your Home Ready for a Hot Summer

It is almost summer and you have to figure out a way to get your home ready for the heat and everything that comes with it. During the summer months, temperatures skyrocket, and those intensely hot days can wreak havoc on your house and comfort. You may want to cozy…

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BrooksToddandMcNeil_CommunicationBetweenInsuranceAgents
May 16, 2022 Establishing Proper Lines of Communication Between Insurance Companies and Clients

Establishing proper lines of communication between insurance companies and clients is important to set the same goal. There are many different components of a successful insurer-insured relationship. One of the most important, though, is an open communication line between both parties. Communication Between Insurance Companies and Clients Communication Between Insurance…

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Home
May 16, 2022 How to Keep Your Home Safe While Away

Planning a much-needed vacation? You've got your tickets bought, arrangements made, now it's time to think about how to secure your home while you're away. How to prepare your home before you leave Being prepared before you leave for a trip will help protect your home while you are away…

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Medicare Part B Premiums
May 02, 2022 The Status of Medicare Part B Premiums

President Lyndon B. Johnson signed Medicare Part B alongside Part A in 1965 to establish a new precedent in insurance coverage. When Johnson created the act, it provided insurance for seniors and other groups who had no insurance from an employer. Today, the coverage comes with a standard premium of…

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Contact Us For A Consultation And Quotes

Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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