Brooks, Todd & McNeil Agency Blog
The Cost of Lapsed Coverage: How Missed Insurance Payments Can Hurt You
The renewal notice is buried under unopened mail. Money’s tight this month, so you tell yourself the personal insurance payment — whether for your home, auto, or renters policy — can wait. However, insurance companies don’t wait long. Most policies include a grace period of 10 to 30 days —...
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There are common safety hazards in the home that you would not think could hurt you and your family if you are not mindful. Home insurance covers your house's structures and personal property, but you need liability coverage if you want protection from legal responsibility for hazards. Home and the Dangers…
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Cyber attacks on companies are becoming more frequent, and the harm they cause can have long-lasting repercussions. Companies across all industries have to step up their data security initiatives. Preventative and Reactive Actions To effectively reduce their risk exposure, they need to use proactive strategies to prevent breaches and devise…
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People do not often understand what a Medicare Advantage is or how it can benefit them over a long period of time. Medicare Advantage plans give many additives to insureds. However, they can also be challenging to understand — especially for nursing homes and other health care businesses. If you…
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If you want to ensure your summer trip goes smoothly, you need to prepare your vehicle to prevent the worst from happening. Are you planning a summer road trip? It could be a trip to the canyons or an adventure to the mountains. Perhaps you will lounge on the beach…
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It is almost summer and you have to figure out a way to get your home ready for the heat and everything that comes with it. During the summer months, temperatures skyrocket, and those intensely hot days can wreak havoc on your house and comfort. You may want to cozy…
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Establishing proper lines of communication between insurance companies and clients is important to set the same goal. There are many different components of a successful insurer-insured relationship. One of the most important, though, is an open communication line between both parties. Communication Between Insurance Companies and Clients Communication Between Insurance…
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Planning a much-needed vacation? You've got your tickets bought, arrangements made, now it's time to think about how to secure your home while you're away. How to prepare your home before you leave Being prepared before you leave for a trip will help protect your home while you are away…
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President Lyndon B. Johnson signed Medicare Part B alongside Part A in 1965 to establish a new precedent in insurance coverage. When Johnson created the act, it provided insurance for seniors and other groups who had no insurance from an employer. Today, the coverage comes with a standard premium of…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.