Brooks, Todd & McNeil Agency Blog
Life Insurance Isn’t Just for Parents: Why Millennials and Gen Z Should Rethink Coverage
If you're in your 20s or 30s, life insurance probably feels like something for later — after the house, the wedding, the kids. But waiting means paying more later — sometimes much more — and missing out on modern, flexible financial planning advantages and protection you can only lock in...
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Working Past Age 65? Even if you are still working and covered by your employer plan, you are first eligible for Medicare during what’s called your Initial Enrollment Period (IEP). The IEP begins 3 months before the month of your 65th birthday and ends 3 months after the month of…
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The Basic Parts of Medicare (Parts A, B, C and D) There are four parts of Medicare. You have likely heard about Original, or Traditional, Medicare, offered by the federal government, which most United States citizens are eligible for at the age of 65. Original Medicare covers Part A and…
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Medicare prescription drug average is likely to fall by the time 2023 comes around, creating some options for patients. Medicare is national health insurance run by the government. The original plan, known as Part A and Part B, does not cover all medical services, treatments, or expenses. Many individuals purchase…
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It is vital and lifesaving to know what to do when your car breaks down on the side of the road, and it could save a life. Even if you have towing or roadside coverage on your auto insurance, the first time your car breaks down can be a frightening…
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Don't wait until the last moment to consider your Medicare options. Medicare's Annual Enrollment Period runs annually from October 15th through December 7th. If you are at least 65 or older and eligible for Medicare, here is what to know as you review your Medicare plan options. If you currently have…
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A digital transformation can cause changes, inevitably producing benefits and disadvantages, especially for those in the industry. This term refers to the continuous introduction of new technology in the insurance sector, including machine learning, artificial intelligence, and data management tools. Digital Transformation: The Ups and Downs You might wonder —…
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There are specific ways that open payments affect Medicare that people need to understand so they can adjust accordingly. According to the Centers for Medicare and Medicaid Services, 6.27% of all payments made with Medicare funds are improper or fraudulent. This number demonstrates the problem that open payments seek to address.…
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Retirees who travel should take certain precautions to ensure nothing goes wrong and they can enjoy the trip to the fullest. They have worked long and hard for companies, putting in their time to help the company. Now, they have the chance to venture out into the world, making their…
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Choosing the safest vehicles for your teen is essential to ensuring that they have the safest time on the road. One of the most stressful life stages for a parent is when their teenager starts driving. The CDC reports that drivers aged 16-19 are three times more likely to experience…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.
