Brooks, Todd & McNeil Agency Blog
Financial Stress and Employee Dishonesty: A Growing Risk for Employers
Your business faces risks every day. Commercial umbrella insurance protects against external lawsuits and catastrophic third-party claims. However, significant losses can originate internally, driven by employee financial stress and access to company funds. Traditional policies do not cover losses stemming from inside your accounting system. As everyday costs increase and...
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Starting a manufacturing business can go smoothly if you dedicate your work to the best steps possible and execute a great strategy. The manufacturing industry in the U.S. is worth an estimated $8.8 trillion. If you’re hoping to tap into this profit and establish a lucrative business in the field,…
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It is essential to know the five types of cybersecurity for your company to ensure that you have the best protection for your network. Cybersecurity insurance is an important safety net in a data breach. That doesn’t mean your company shouldn’t enforce cybersecurity throughout the company. There are five key elements…
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The Medicare Shared Savings Program offers plenty of affordable options for people who need medical treatment. Affordability is one barrier preventing a more significant number of Americans from getting the healthcare they need. Thanks to federal efforts, individuals meetings specific eligibility requirements have access to Medicare. This federal health insurance program…
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Fire Prevention Week is celebrating its 100th Anniversary this October! The week, which is dedicated to raising awareness and reducing risk of fire-related death and injury, will run from October 9 - 15th. "Fire Won't Wait. Plan Your Escape." This year's theme for Fire Prevention Week is "Fire won't wait.…
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Medicare Advantage enrollment is increasing across the country, and it could skyrocket to new record highs. The Medicare program has expanded beyond what the government offered several decades ago. Among other changes, the Medicare Advantage option became a possibility in 2003, after former President Bill Clinton signed Medicare+Choice into law…
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Preparing your home for fall is essential to avoid issues that could develop down the line in the colder months. Dropping temperatures signal a busy time for businesses as customers gear up for the holidays, but they can also bring trouble on the home front. Fall is the perfect time…
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Bombarded by Medicare information? Don’t let Medicare mail fool you. As we approach Medicare’s Annual Enrollment Period, Medicare-eligibles will start to receive a lot of information about Medicare and their medical insurance options (hospital insurance, medical insurance, drug coverage), especially through brochures and mailers advertising the best Medicare Advantage plans…
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Medicare Advantage is an essential resource and a valuable supplement for its over 26 million enrollees that use it in their plan. The private insurance supplement should complement insureds’ existing coverage under Medicare and offer additional benefits such as prescription drugs, vision services, and dental visits. With the cost of Medicare rising and…
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Knowing how to fight against ransomware is essential to protect your business from irreversible harm is critical. Businesses have become popular targets for cyber attacks. Ransomware is a common malware that prevents people from accessing their files or computer systems. The criminals then demand payment of a ransom under the…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.
