Brooks, Todd & McNeil Agency Blog
The Real Cost of Skipping Workers’ Comp: Legal Risks Employers Can’t Ignore
Skipping workers’ comp does not save money. It creates consequences that carry serious legal, financial, and operational harm. What begins as a business insurance budgeting decision can quickly become a legal crisis. Employers who operate without required workers’ compensation insurance expose themselves to lawsuits, regulatory penalties, and, in most states,...
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A home invasion is something no one wants to ever encounter in their lifetime but one must account for the possibility. Taking proactive steps to secure your home can help you obtain savings on your home insurance. Many insurance carriers offer discounts for added security measures and additional efforts to…
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This weekend, the Northeast is bracing for extreme cold weather. It has been a rather mild winter thus far, but that is all about to change. If you haven't already, now is a good time to re-check your winter safety list and make sure you and your home are ready…
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Safety should always be the top concern on a job site, but sometimes contractors must adhere to the standards that the rest of the crew abides by. It can create dangerous working conditions and increase the likelihood of accidents. These are just a few reasons why contractors need a safety…
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Rising inflation affects many areas of your life and is taking a toll on many people throughout the country who are feeling the impact. However, there is one thing that many people may have not considered, leading to this question. Has inflation impacted insurance costs? Unfortunately, yes, it has caused…
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Workplace safety is an essential factor to consider when designing a plan for your business to help employees. If you’re looking forward to the new year and setting goals for your business, you probably have a few objectives in mind. You want to generate more revenue and serve your clients…
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As a homeowner, investing in upkeep is an important responsibility, and there are issues in your home that you must fix. You must stay on top of these tasks to protect your home’s value and preserve its condition. There are plenty of minor issues that can cause problems, though, if…
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An umbrella insurance policy is a safety net for liability risks and can cover you in the event of a disaster. No matter how careful you are, the unexpected can leave you facing financial disaster. Umbrella coverage can handle those financial obligations for you in many cases. Why an Umbrella Policy Can…
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Your business cybersecurity is vital to your company's livelihood, and you want to ensure you have a plan. There is an increased demand for goods and services across all industries, and your employees may run ragged trying to keep up. Methods to Increase Business Cybersecurity Cyber threats increase over the holidays…
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Annual Medicare enrollment comes with many decisions, and you might consider a Medigap plan as one of your options. When you sign up for coverage, you may wonder which policy option is right for you and how to ensure that you have enough coverage for your needs. The good news is…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.
