Brooks, Todd & McNeil Agency Blog
The Real Cost of Skipping Workers’ Comp: Legal Risks Employers Can’t Ignore
Skipping workers’ comp does not save money. It creates consequences that carry serious legal, financial, and operational harm. What begins as a business insurance budgeting decision can quickly become a legal crisis. Employers who operate without required workers’ compensation insurance expose themselves to lawsuits, regulatory penalties, and, in most states,...
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Your nonprofit is excellent, and you do good work, but you need help to market it or showcase what you do. Ultimately, well-planned development initiatives can help charitable organizations expand their operations and make a more significant impact in the communities that they serve. With fewer resources to work with…
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Saving money on auto insurance in Connecticut could put some breathing room into your monthly budget. Rather than creating lower limits to make auto insurance more affordable, consider less risky strategies to generate savings. Here are five tactics that could help you lower your premiums. Increase Your Auto Insurance Deductible Raising your…
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The construction industry faces challenges due to rising costs, inflation, and great uncertainty across the market. Construction companies need to be conscientious and adaptive to withstand this new climate. With project costs increasing, responsible budgeting and risk management are crucial. How the Construction Industry is Dealing with Inflation Here are…
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Now is the perfect time to prepare your home for spring, and there are a few ways of accomplishing this. Staying ahead of the weather can protect your house from damage, optimize energy efficiency, and even spare you from claiming your home insurance policy. Best Methods to Prepare Your Home for the…
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You may have noticed your insurance rates are rising or you have been warned that they are about to go up. Both auto and homeowners insurance premiums are on the rise and there are several reasons for these increases. Rising Inflation Inflation levels are at the highest the United States…
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A safe workplace is no longer a given, but there are ways to create preventative measures to help strengthen this. In the manufacturing industry, businesses must make their personnel's safety paramount in their day-to-day operations management. In particular, manufacturers must address occupational hazards in their facilities proactively. Updating safety policies,…
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Many homeowners rely on a sump pump to keep excess water out of their basement, especially after heavy rains or snow melt during the spring. Proper maintenance of your sump pump is crucial to ensuring that it doesn't fail when you need it most. What does a sump pump do?…
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Your car is an essential part of your day, and you likely will spend plenty of time in it on a daily basis. According to statistics, the average person will spend nearly an hour every day behind the wheel. You probably don't know a lot about it despite how much time…
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Inflation impacts all aspects of the economy, though the consumer perspective often gets the most attention. Inflation is a measurement of the costs of goods and services spanning a length of time. For the consumer, an increase in expenses should correlate to an increase in income to minimize the effects…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.
