Brooks, Todd & McNeil Agency Blog
Financial Stress and Employee Dishonesty: A Growing Risk for Employers
Your business faces risks every day. Commercial umbrella insurance protects against external lawsuits and catastrophic third-party claims. However, significant losses can originate internally, driven by employee financial stress and access to company funds. Traditional policies do not cover losses stemming from inside your accounting system. As everyday costs increase and...
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Inflation and economic uncertainty have a negative impact on business operations, and there are many factors to consider. Ultimately, leaders must make decisions in the face of fluctuating stock values, tougher lending criteria, and soaring prices for goods and services. From a risk management perspective, there are concerns that inflation will negatively…
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If you are a business owner, you may have noticed that commercial property insurance rates are going up. There are multiple factors contributing to these premium increases. As a business, it is important to know why your insurance costs are on the rise and what you can do to help…
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Homeowners’ Insurance in Connecticut provides essential protection to homeowners for the physical structure of your home and your personal belongings. It also covers accidents and injuries that take place on your property, and liability arising from one's actions off one's property. Learn what to know about homeowners insurance in Connecticut to…
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Your nonprofit is excellent, and you do good work, but you need help to market it or showcase what you do. Ultimately, well-planned development initiatives can help charitable organizations expand their operations and make a more significant impact in the communities that they serve. With fewer resources to work with…
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Saving money on auto insurance in Connecticut could put some breathing room into your monthly budget. Rather than creating lower limits to make auto insurance more affordable, consider less risky strategies to generate savings. Here are five tactics that could help you lower your premiums. Increase Your Auto Insurance Deductible Raising your…
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The construction industry faces challenges due to rising costs, inflation, and great uncertainty across the market. Construction companies need to be conscientious and adaptive to withstand this new climate. With project costs increasing, responsible budgeting and risk management are crucial. How the Construction Industry is Dealing with Inflation Here are…
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Now is the perfect time to prepare your home for spring, and there are a few ways of accomplishing this. Staying ahead of the weather can protect your house from damage, optimize energy efficiency, and even spare you from claiming your home insurance policy. Best Methods to Prepare Your Home for the…
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You may have noticed your insurance rates are rising or you have been warned that they are about to go up. Both auto and homeowners insurance premiums are on the rise and there are several reasons for these increases. Rising Inflation Inflation levels are at the highest the United States…
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A safe workplace is no longer a given, but there are ways to create preventative measures to help strengthen this. In the manufacturing industry, businesses must make their personnel's safety paramount in their day-to-day operations management. In particular, manufacturers must address occupational hazards in their facilities proactively. Updating safety policies,…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.
