Brooks, Todd & McNeil Agency Blog
Lawsuits on the Rise: What You Need To Know About Dog Bite Liability
No one wants to believe their dog could hurt someone. For most pet owners, dogs are family — trusted companions, not threats. But even the gentlest dog can act unpredictably under stress, fear, or excitement. Unfortunately, a bite or injury, while emotionally distressing in itself, can escalate into a lawsuit,...
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The Basic Parts of Medicare (Parts A, B, C and D) There are four parts of Medicare. You have likely heard about Original, or Traditional, Medicare, offered by the federal government, which most United States citizens are eligible for at the age of 65. Original Medicare covers Part A and…
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Medicare prescription drug average is likely to fall by the time 2023 comes around, creating some options for patients. Medicare is national health insurance run by the government. The original plan, known as Part A and Part B, does not cover all medical services, treatments, or expenses. Many individuals purchase…
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It is vital and lifesaving to know what to do when your car breaks down on the side of the road, and it could save a life. Even if you have towing or roadside coverage on your auto insurance, the first time your car breaks down can be a frightening…
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Don't wait until the last moment to consider your Medicare options. Medicare's Annual Enrollment Period runs annually from October 15th through December 7th. If you are at least 65 or older and eligible for Medicare, here is what to know as you review your Medicare plan options. If you currently have…
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A digital transformation can cause changes, inevitably producing benefits and disadvantages, especially for those in the industry. This term refers to the continuous introduction of new technology in the insurance sector, including machine learning, artificial intelligence, and data management tools. Digital Transformation: The Ups and Downs You might wonder —…
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There are specific ways that open payments affect Medicare that people need to understand so they can adjust accordingly. According to the Centers for Medicare and Medicaid Services, 6.27% of all payments made with Medicare funds are improper or fraudulent. This number demonstrates the problem that open payments seek to address.…
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Retirees who travel should take certain precautions to ensure nothing goes wrong and they can enjoy the trip to the fullest. They have worked long and hard for companies, putting in their time to help the company. Now, they have the chance to venture out into the world, making their…
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Choosing the safest vehicles for your teen is essential to ensuring that they have the safest time on the road. One of the most stressful life stages for a parent is when their teenager starts driving. The CDC reports that drivers aged 16-19 are three times more likely to experience…
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Protecting your home from wildlife is essential to preventing any liabilities from occurring to your home or loved ones. It’s not unusual to see coyotes, black bears, or badgers wandering in and out of residential neighborhoods much like you would see a raccoon or opossum. Animals and humans have a…
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