Brooks, Todd & McNeil Agency Blog
The Real Cost of Skipping Workers’ Comp: Legal Risks Employers Can’t Ignore
Skipping workers’ comp does not save money. It creates consequences that carry serious legal, financial, and operational harm. What begins as a business insurance budgeting decision can quickly become a legal crisis. Employers who operate without required workers’ compensation insurance expose themselves to lawsuits, regulatory penalties, and, in most states,...
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According to several reports, Medicare coverage for dental issues might expand in the coming year, giving people another option. According to statistics, more than 62 million people have a Medicare insurance policy. These people enjoy coverage for many services and treatments, including lab tests, doctor’s visits, prescriptions, and surgical procedures. The…
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Do you have a safe place for your valuables, as well as the best insurance coverage, to secure them in case of a break-in? With the right combination of homeowners, renters, and personal property insurance, you can replace stolen or damaged items, but how can you keep your most precious…
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When winter arrives, you know you need to prepare your car for the hazards of the colder season and not allow mistakes to happen. Once it gets cold, you need to know the steps to take the maneuver through the winter. Indeed, investing in auto insurance and winter-ready maintenance can…
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Knowing which Medicare plan to choose is essential to having the best protection as you reach the later years. For an aging population, Medicare coverage is a valuable resource. This insurance coverage ensures your access to medical care post-retirement. However, you must choose the coverage plans that are right for you, including…
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According to several reports discussing the future of benefits, Medicare premium B premiums are decreasing in 2023. Anybody who received Medicare benefits knows that premium pricing can feel like a rollercoaster. When Medicare Part B rolled out in 1965, premiums were just $3.00. In 2022, though, this figure has inflated to…
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Car theft has reportedly been up in some parts of the country. Law enforcement are attributing this in part to a new social media challenge that encourages teens and young adults to break into and steal cars. What preventive measures can you take to protect your car? While this new…
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Starting a manufacturing business can go smoothly if you dedicate your work to the best steps possible and execute a great strategy. The manufacturing industry in the U.S. is worth an estimated $8.8 trillion. If you’re hoping to tap into this profit and establish a lucrative business in the field,…
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It is essential to know the five types of cybersecurity for your company to ensure that you have the best protection for your network. Cybersecurity insurance is an important safety net in a data breach. That doesn’t mean your company shouldn’t enforce cybersecurity throughout the company. There are five key elements…
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The Medicare Shared Savings Program offers plenty of affordable options for people who need medical treatment. Affordability is one barrier preventing a more significant number of Americans from getting the healthcare they need. Thanks to federal efforts, individuals meetings specific eligibility requirements have access to Medicare. This federal health insurance program…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.
