Brooks, Todd & McNeil Agency Blog
The Cost of Lapsed Coverage: How Missed Insurance Payments Can Hurt You
The renewal notice is buried under unopened mail. Money’s tight this month, so you tell yourself the personal insurance payment — whether for your home, auto, or renters policy — can wait. However, insurance companies don’t wait long. Most policies include a grace period of 10 to 30 days —...
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A digital transformation can cause changes, inevitably producing benefits and disadvantages, especially for those in the industry. This term refers to the continuous introduction of new technology in the insurance sector, including machine learning, artificial intelligence, and data management tools. Digital Transformation: The Ups and Downs You might wonder —…
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There are specific ways that open payments affect Medicare that people need to understand so they can adjust accordingly. According to the Centers for Medicare and Medicaid Services, 6.27% of all payments made with Medicare funds are improper or fraudulent. This number demonstrates the problem that open payments seek to address.…
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Retirees who travel should take certain precautions to ensure nothing goes wrong and they can enjoy the trip to the fullest. They have worked long and hard for companies, putting in their time to help the company. Now, they have the chance to venture out into the world, making their…
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Choosing the safest vehicles for your teen is essential to ensuring that they have the safest time on the road. One of the most stressful life stages for a parent is when their teenager starts driving. The CDC reports that drivers aged 16-19 are three times more likely to experience…
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Protecting your home from wildlife is essential to preventing any liabilities from occurring to your home or loved ones. It’s not unusual to see coyotes, black bears, or badgers wandering in and out of residential neighborhoods much like you would see a raccoon or opossum. Animals and humans have a…
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The ability to protect your small business from a cyberattack is the first thing that should be on your mind as you attempt to grow. According to research from experts, a cyberattack can cost a business as much as $4.24 million. This number would be startling for any company, but it’s…
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Projected Medicare insolvency may face some pushback in the near future as there is uncertainty, but an extension passed, delaying depletion. Medicare provides essential healthcare to over 62 million Americans. In recent years, though, its financial sustainability came under scrutiny. It became apparent in 2021 when the Medicare Board of…
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It would help if you acted vigilantly when driving to prevent your car from overheating and avoid getting stranded on the side of the road. Overheating is a problem most commonly associated with summer. However, your vehicle can overheat at all times of the year. Overheating Car You may be…
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The National Oceanic and Atmospheric Administration (NOAA) is predicting a higher than average hurricane season this year. The 2022 Atlantic hurricane season, which runs from June 1 to November 30, is predicted to have a 65 percent chance of being an above normal season. The increased activity is attributed to…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.