Brooks, Todd & McNeil Agency Blog

Latest Post: June 9, 2025

Lawsuits on the Rise: What You Need To Know About Dog Bite Liability

No one wants to believe their dog could hurt someone. For most pet owners, dogs are family — trusted companions, not threats. But even the gentlest dog can act unpredictably under stress, fear, or excitement. Unfortunately, a bite or injury, while emotionally distressing in itself, can escalate into a lawsuit,...

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February 13, 2023 How Inflation Can Impact Business Owners

Inflation impacts all aspects of the economy, though the consumer perspective often gets the most attention. Inflation is a measurement of the costs of goods and services spanning a length of time. For the consumer, an increase in expenses should correlate to an increase in income to minimize the effects…

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February 06, 2023 5 Methods to Deter a Home Invasion

A home invasion is something no one wants to ever encounter in their lifetime but one must account for the possibility. Taking proactive steps to secure your home can help you obtain savings on your home insurance. Many insurance carriers offer discounts for added security measures and additional efforts to…

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February 02, 2023 Is Your Home Winter Ready? How to Protect Your Home from Winter Weather

This weekend, the Northeast is bracing for extreme cold weather. It has been a rather mild winter thus far, but that is all about to change. If you haven't already, now is a good time to re-check your winter safety list and make sure you and your home are ready…

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January 23, 2023 How Contractors Can Create a Safety Committee

Safety should always be the top concern on a job site, but sometimes contractors must adhere to the standards that the rest of the crew abides by. It can create dangerous working conditions and increase the likelihood of accidents. These are just a few reasons why contractors need a safety…

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January 16, 2023 How Inflation is Impacting Insurance

Rising inflation affects many areas of your life and is taking a toll on many people throughout the country who are feeling the impact. However, there is one thing that many people may have not considered, leading to this question. Has inflation impacted insurance costs? Unfortunately, yes, it has caused…

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January 09, 2023 Methods to Improve Workplace Safety in 2023

Workplace safety is an essential factor to consider when designing a plan for your business to help employees. If you’re looking forward to the new year and setting goals for your business, you probably have a few objectives in mind. You want to generate more revenue and serve your clients…

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January 02, 2023 6 Issues in Your Home You Must Fix

As a homeowner, investing in upkeep is an important responsibility, and there are issues in your home that you must fix. You must stay on top of these tasks to protect your home’s value and preserve its condition. There are plenty of minor issues that can cause problems, though, if…

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December 26, 2022 When You Need an Umbrella Policy

An umbrella insurance policy is a safety net for liability risks and can cover you in the event of a disaster. No matter how careful you are, the unexpected can leave you facing financial disaster. Umbrella coverage can handle those financial obligations for you in many cases. Why an Umbrella Policy Can…

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December 19, 2022 How to Keep Your Business Cybersecurity Secure During the Holidays

Your business cybersecurity is vital to your company's livelihood, and you want to ensure you have a plan. There is an increased demand for goods and services across all industries, and your employees may run ragged trying to keep up. Methods to Increase Business Cybersecurity Cyber threats increase over the holidays…

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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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