There are multiple factors that insurance companies consider when determining your risk level and therefore your insurance rates. Some of these factors are more commonly known while others may surprise you. For your auto insurance, we have identified the following commonly used factors used by insurers when determining your rates…

Stay in the know by reading through this business-owners-hurricane-safety-checklist for business owners.

Recently engaged and living together? This is a very exciting time for couples, but also a time of much planning and preparation for your life together. While your ‘to do’ list is likely long, make sure evaluating your insurance needs are high on that list. Reviewing a homeowners policy will…

Employee Feature: Patty Tedesco & How She is Helping Businesses with Uninsured Subcontractors Patty joined Brooks, Todd & McNeil in 2002 and is an integral part of our Commercial Lines Service Team. She has over 30 years of experience in the insurance industry. Patty is actively involved in helping our…

Blair is part of our Commercial Lines Sales Team and assists businesses of varying size and type with all their insurance needs. Blair started working with Brooks, Todd & McNeil in 1981 and was the Agency’s first true sales person. His father owned an insurance agency and Blair followed in…

Brooks, Todd & McNeil recently was appointed to The Hanover Insurance Group’s President’s Club, an elite group of independent insurance agencies from across the country. Agencies named to the company’s President’s Club are recognized for delivering outstanding value to their customers through insurance expertise and responsive service. Brooks, Todd &…

Spring is finally here! It is that time of year when families are cleaning out their closets, cupboards and scrubbing their homes. It is also a good time to spring clean your insurance policies. If you have not checked your coverage in a while, this is a good time to…

Keena has been working with Brooks, Todd & McNeil since 2004, after she met two BT&M employees in a kickboxing class who introduced her to the company. Keena is a Personal Lines Trainer & Client Service Executive and has an Accredited Customer Service Representative (ACSR) designation. Keena is an active member…

Carriers have been using a variety of methods to encourage cooperation from insureds who were uncooperative with premium audit. Generally, carriers surcharged the payrolls to generate an additional premium high enough to influence an insured to provide the actual exposures. NCCI thought it best to standardize how carriers approach uncooperative…