Brooks, Todd & McNeil Agency Blog

Latest Post: April 21, 2026

What the End of Medicare and CT ACA Commissions Means for Consumers

Sweeping changes are reshaping how Connecticut residents get insurance advice on essential programs like Medicare and the Affordable Care Act (ACA) — including how commissions are paid and how these changes affect consumers.  A major part of this shift is that insurers are cutting or eliminating commissions paid to independent...

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Medicare
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March 28, 2024 Collector Car Insurance – Why and When You Need It

If you are the proud owner of a classic, vintage or collector car, you may want to consider the special insurance needs of that vehicle. While some standard insurance carriers will provide coverage, it is usually just the standard coverage available to “regular” cars. But, there is something unique about…

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March 26, 2024 Brooks, Todd & McNeil Celebrates 150+ Years with The Hartford and Travelers!

Brooks, Todd & McNeil began in 1839 with George Wadhams being the first insurance agent to represent the Aetna Insurance Company in Torrington, Connecticut selling strictly fire insurance. In 1861 his nephews Issac and John, opened a general store in Goshen where they sold general supplies, Borden cheese, steam ship…

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business insurance in CT
February 21, 2024 Staffing Up: CT Employers’ Guide to Group Benefits

Technology, economics, and workforce expectations are reshaping Connecticut's group benefits in 2024. In a competitive market, these benefits are essential for business owners to attract and retain top talent. When choosing business insurance in CT, employers are approaching group benefits with cautious optimism and adaptability. However, for them, one critical…

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condo owners insurance
February 14, 2024 Insuring Your Condo: A Guide for CT Residents

Connecticut has some of the most distinctive condos, including reimagined and repurposed historic factories and mills. Whether your abode is a vintage condo or a contemporary high-rise, you need condo owners insurance in CT to protect it and your financial investment. This condo insurance guide explores the specifics of condo…

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valuable personal property insurance
February 07, 2024 Insuring Your Collectibles: A Guide to Valuable Personal Property Insurance

Regardless of the years spent building a collection or inheriting family treasures, you deserve peace of mind that you have the protection you need in the event of a loss. While homeowner’s or renter’s insurance offers some level of that needed protection, valuable personal property insurance ensures that the unexpected…

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Connecticut car insurance
February 05, 2024 Key Points to Consider About Connecticut Car Insurance

Driving is an essential part of our daily routine, and unfortunately, at least once in our lifetime, we may be impacted physically and/or financially by an auto accident. When this happens, Connecticut car insurance can greatly impact our financial future. Every state has variations in its auto insurance laws. Let’s…

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business insurance
February 01, 2024 Must-Have Business Insurance Coverage for Connecticut Startups

Connecticut can be a great place to start a business. The state offers a skilled workforce, a robust transportation infrastructure, proximity to major markets such as New York and Boston, and a diverse customer base. When starting a new business, no matter where you are, you will need the right business…

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business insurance
January 30, 2024 What Types of Business Insurance Coverage Should I Consider for My Nonprofit?

Every business has its own unique insurance requirements, and non-profits are no exception. Because nonprofits rely heavily on fundraising and donations to operate, it can be devastating if an unexpected event leads to financial loss or legal issues. That is why securing comprehensive business insurance should be a top priority.…

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cyber security insurance
January 23, 2024 Best Practices for Protecting Your Customers’ Personal Data

Safeguarding consumers' personal information is more crucial than ever in today’s digital landscape. Data breaches expose sensitive customer data and violate privacy, eroding trust in companies.  As data threats mount, cyber insurance is integral in protecting customers and businesses. Cyber security insurance cushions the substantial financial impact of breaches, covering…

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Contact Us For A Consultation And Quotes

Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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