Brooks, Todd & McNeil Agency Blog
The Cost of Lapsed Coverage: How Missed Insurance Payments Can Hurt You
The renewal notice is buried under unopened mail. Money’s tight this month, so you tell yourself the personal insurance payment — whether for your home, auto, or renters policy — can wait. However, insurance companies don’t wait long. Most policies include a grace period of 10 to 30 days —...
Read full article

Now is the perfect time to prepare your home for spring, and there are a few ways of accomplishing this. Staying ahead of the weather can protect your house from damage, optimize energy efficiency, and even spare you from claiming your home insurance policy. Best Methods to Prepare Your Home for the…
Read full article
You may have noticed your insurance rates are rising or you have been warned that they are about to go up. Both auto and homeowners insurance premiums are on the rise and there are several reasons for these increases. Rising Inflation Inflation levels are at the highest the United States…
Read full article
A safe workplace is no longer a given, but there are ways to create preventative measures to help strengthen this. In the manufacturing industry, businesses must make their personnel's safety paramount in their day-to-day operations management. In particular, manufacturers must address occupational hazards in their facilities proactively. Updating safety policies,…
Read full article
Many homeowners rely on a sump pump to keep excess water out of their basement, especially after heavy rains or snow melt during the spring. Proper maintenance of your sump pump is crucial to ensuring that it doesn't fail when you need it most. What does a sump pump do?…
Read full article
Your car is an essential part of your day, and you likely will spend plenty of time in it on a daily basis. According to statistics, the average person will spend nearly an hour every day behind the wheel. You probably don't know a lot about it despite how much time…
Read full article
Inflation impacts all aspects of the economy, though the consumer perspective often gets the most attention. Inflation is a measurement of the costs of goods and services spanning a length of time. For the consumer, an increase in expenses should correlate to an increase in income to minimize the effects…
Read full article
A home invasion is something no one wants to ever encounter in their lifetime but one must account for the possibility. Taking proactive steps to secure your home can help you obtain savings on your home insurance. Many insurance carriers offer discounts for added security measures and additional efforts to…
Read full article
This weekend, the Northeast is bracing for extreme cold weather. It has been a rather mild winter thus far, but that is all about to change. If you haven't already, now is a good time to re-check your winter safety list and make sure you and your home are ready…
Read full article
Safety should always be the top concern on a job site, but sometimes contractors must adhere to the standards that the rest of the crew abides by. It can create dangerous working conditions and increase the likelihood of accidents. These are just a few reasons why contractors need a safety…
Read full articleContact Us For A Consultation And Quotes
Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.