Safety is essential in the fast-paced, competitive construction industry. The Connecticut Department of Labor consistently ranks construction among the most dangerous industries, where workers risk falls, electrocutions, and other workplace accidents. Such accidents and injuries can be devastating to both the employee and the business. Proactive safety is essential to…

It's no secret that insurance costs have been on the rise due to several factors, including inflation, costs of labor, material and supplies, and more severe weather events. An increase in costs has people wondering what they can do to help alleviate the financial strain while still fully protecting their…

With summer fast approaching, millions of Americans will be hitting the road in their RVs to explore the scenic landscapes and quiet corners across the United States. Here are some steps to make your trip safer and more enjoyable.  Choose the RV that best suits your needs. Is your family…

If you own a business, you know how critical having the right insurance can be. Throughout the year, you should be in contact with your insurance agent if you have any significant changes, such as buying or selling a vehicle, adding a piece of equipment, or even hiring more staff.…

Many policyholders are unfamiliar with the factors that affect auto insurance premiums, which can lead to costly mistakes. Understanding how the car you drive affects your premiums is essential for making informed financial decisions. Factors Influencing CT Auto Insurance Rates Your insurance rates depend on both vehicle-specific and personal factors.…

Our beautiful state is a wonderful place to live, work, and operate a business. But it’s also expensive compared to other U.S. states. According to LivingCosts.org, Connecticut’s cost of living index is relatively high. With an index of 114, it ranks as the 11th most expensive state. Such conditions make…

Valuable personal property coverage provides specialized coverage for personal possessions that exceed the low sub-limits of a standard homeowners or renters insurance policy. This insurance protects against theft, damage, or loss of valuables like jewelry, art, antiques, collectibles, musical instruments, furs, cameras, silverware, and other items that would be costly…

With the growing severity of major storms, it is now more important than ever before to know what your homeowners insurance policy covers. Typically, homeowners policies do provide coverage for wind damage, but there are limitations and it is important to know the details.  Most insurance deductibles are set at…

Adequate homeowners insurance in Connecticut is increasingly critical in the face of economic unpredictability and rising inflation. Homeowners confront significant challenges in protecting their most valuable financial asset, which also holds immense emotional value. They must deal with the reality that they, and their insurance companies, are battling the increasing…