Brooks, Todd & McNeil Agency Blog
The Cost of Lapsed Coverage: How Missed Insurance Payments Can Hurt You
The renewal notice is buried under unopened mail. Money’s tight this month, so you tell yourself the personal insurance payment — whether for your home, auto, or renters policy — can wait. However, insurance companies don’t wait long. Most policies include a grace period of 10 to 30 days —...
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Brooks, Todd & McNeil began in 1839 with George Wadhams being the first insurance agent to represent the Aetna Insurance Company in Torrington, Connecticut selling strictly fire insurance. In 1861 his nephews Issac and John, opened a general store in Goshen where they sold general supplies, Borden cheese, steam ship…
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Technology, economics, and workforce expectations are reshaping Connecticut's group benefits in 2024. In a competitive market, these benefits are essential for business owners to attract and retain top talent. When choosing business insurance in CT, employers are approaching group benefits with cautious optimism and adaptability. However, for them, one critical…
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Connecticut has some of the most distinctive condos, including reimagined and repurposed historic factories and mills. Whether your abode is a vintage condo or a contemporary high-rise, you need condo owners insurance in CT to protect it and your financial investment. This condo insurance guide explores the specifics of condo…
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Regardless of the years spent building a collection or inheriting family treasures, you deserve peace of mind that you have the protection you need in the event of a loss. While homeowner’s or renter’s insurance offers some level of that needed protection, valuable personal property insurance ensures that the unexpected…
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Driving is an essential part of our daily routine, and unfortunately, at least once in our lifetime, we may be impacted physically and/or financially by an auto accident. When this happens, Connecticut car insurance can greatly impact our financial future. Every state has variations in its auto insurance laws. Let’s…
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Connecticut can be a great place to start a business. The state offers a skilled workforce, a robust transportation infrastructure, proximity to major markets such as New York and Boston, and a diverse customer base. When starting a new business, no matter where you are, you will need the right business…
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Every business has its own unique insurance requirements, and non-profits are no exception. Because nonprofits rely heavily on fundraising and donations to operate, it can be devastating if an unexpected event leads to financial loss or legal issues. That is why securing comprehensive business insurance should be a top priority.…
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Safeguarding consumers' personal information is more crucial than ever in today’s digital landscape. Data breaches expose sensitive customer data and violate privacy, eroding trust in companies. As data threats mount, cyber insurance is integral in protecting customers and businesses. Cyber security insurance cushions the substantial financial impact of breaches, covering…
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Due to Connecticut's location on the East Coast, resident homeowners face the possibility of floods damaging their property. Tropical storms can cause excessive rain during the summer, while snowmelt and ice debris pose danger during the winter months. As a result, it is essential to prepare your home for flooding,…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.