As a Connecticut business, it is imperative that you obtain commercial property insurance to cover unexpected hazards that might impact your ability to operate. For example, recent heavy rainfall in the state caused significant floods, killing two people and forcing over 100 to evacuate. This event created a state of…

Historic flooding has been sweeping the nation as storms become more powerful and more frequent. Even homes not in flood plains are seeing increased losses from flood-related events. In August of this year, Connecticut saw historic flooding that resulted in an estimated $300 million in damage to about 2,000 homes…

It's that time of year again! September is Life Insurance Awareness Month, and we want to remind you why buying life insurance should be at the top of your to-do list. Life insurance isn't just for covering your funeral costs. It should be a staple in every family's risk management…

Living in Connecticut, you've likely worked hard to build a happy and enjoyable life for yourself and your family. You've accumulated assets, established a career, and created a secure future. However, unexpected events can threaten this stability. A lawsuit exceeding your homeowners or auto insurance limits could leave you vulnerable…

Connecticut's diverse geography is the perfect setting for summer homes that allow you to unwind on the beach, visit charming coastal towns, or enjoy the lush countryside. You can experience Madison and Fairfield beaches and the Harkness family mansion. Many of Connecticut's summer homes have resort living charm, fitting in…

You have read about it, heard about it, and even likely experienced it--insurance rates are on the rise. Several factors have contributed to these increases, including inflation, severe weather events, and costs of supplies and labor. Paying more for insurance may have you reassessing your policies and looking for ways…

Driving privileges can help your teen gain independence. But with this freedom comes a big responsibility: road safety for themselves and others. At Brooks, Todd & McNeil, a trusted independent insurance agency, we share and understand your concerns as your children get ready to take on the roadways. We created…

As the days get longer (and warmer) here in New England, it is a good time to take a close look at your home and tackle any projects that need addressing. Inspecting, maintaining, and improving your property is critical. Knowing that your home is well-maintained and protected enhances safety, efficiency,…

In today’s litigious environment, Connecticut businesses of all sizes need robust safeguards against unforeseen liabilities. Commercial liability insurance acts as that shield, protecting your company’s assets in the face of lawsuits alleging bodily injury, property damage, or other covered losses. Why Is Commercial Liability Insurance Crucial?  The rise in lawsuits…