Brooks, Todd & McNeil Agency Blog
The Cost of Lapsed Coverage: How Missed Insurance Payments Can Hurt You
The renewal notice is buried under unopened mail. Money’s tight this month, so you tell yourself the personal insurance payment — whether for your home, auto, or renters policy — can wait. However, insurance companies don’t wait long. Most policies include a grace period of 10 to 30 days —...
Read full article

Connecticut's diverse geography is the perfect setting for summer homes that allow you to unwind on the beach, visit charming coastal towns, or enjoy the lush countryside. You can experience Madison and Fairfield beaches and the Harkness family mansion. Many of Connecticut's summer homes have resort living charm, fitting in…
Read full article
You have read about it, heard about it, and even likely experienced it--insurance rates are on the rise. Several factors have contributed to these increases, including inflation, severe weather events, and costs of supplies and labor. Paying more for insurance may have you reassessing your policies and looking for ways…
Read full article
Driving privileges can help your teen gain independence. But with this freedom comes a big responsibility: road safety for themselves and others. At Brooks, Todd & McNeil, a trusted independent insurance agency, we share and understand your concerns as your children get ready to take on the roadways. We created…
Read full article
As the days get longer (and warmer) here in New England, it is a good time to take a close look at your home and tackle any projects that need addressing. Inspecting, maintaining, and improving your property is critical. Knowing that your home is well-maintained and protected enhances safety, efficiency,…
Read full article
In today’s litigious environment, Connecticut businesses of all sizes need robust safeguards against unforeseen liabilities. Commercial liability insurance acts as that shield, protecting your company’s assets in the face of lawsuits alleging bodily injury, property damage, or other covered losses. Why Is Commercial Liability Insurance Crucial? The rise in lawsuits…
Read full article
Renters in Connecticut, are your insurance needs covered? Renters insurance is often overlooked but is essential for apartment and home renters. As you settle into your rental, consider how renters insurance in CT can protect your belongings and give you peace of mind. Discover why this insurance is essential and…
Read full article
Safety is essential in the fast-paced, competitive construction industry. The Connecticut Department of Labor consistently ranks construction among the most dangerous industries, where workers risk falls, electrocutions, and other workplace accidents. Such accidents and injuries can be devastating to both the employee and the business. Proactive safety is essential to…
Read full article
It's no secret that insurance costs have been on the rise due to several factors, including inflation, costs of labor, material and supplies, and more severe weather events. An increase in costs has people wondering what they can do to help alleviate the financial strain while still fully protecting their…
Read full article
With summer fast approaching, millions of Americans will be hitting the road in their RVs to explore the scenic landscapes and quiet corners across the United States. Here are some steps to make your trip safer and more enjoyable. Choose the RV that best suits your needs. Is your family…
Read full articleContact Us For A Consultation And Quotes
Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.