Brooks, Todd & McNeil Agency Blog

Latest Post: April 24, 2024

Dog Bites: A Billion Dollar Business 

According to a recent report by the Insurance Information Institute (Triple-I), just over 19,000 dog bite claims in 2023 had US insurers paying out $1.12 billion, an increase of more than 8% over 2022 and 110% over the past decade. However, the average cost per claim slightly decreased from $64,555...

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dog bites
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flood insurance
December 15, 2023 Water, Water Everywhere: Home Prep for Flooding in Connecticut

Due to Connecticut's location on the East Coast, resident homeowners face the possibility of floods damaging their property. Tropical storms can cause excessive rain during the summer, while snowmelt and ice debris pose danger during the winter months. As a result, it is essential to prepare your home for flooding,…

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business interruption insurance
November 01, 2023 Shielding Business Continuity: The Role of Business Interruption Insurance

Business owners understand that success requires more than just profits. It also requires you to prepare for the unexpected. Business interruption insurance offers one such safety net. This coverage is often overlooked, despite its importance in providing financial support for businesses to cover their ongoing expenses when unforeseen events disrupt…

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cybersecurity
October 17, 2023 October is Cyber Security Awareness Month

Our lives are increasingly conducted online putting us in danger of one potential cyber attack after another. You hear it on the news regularly now - identity theft, phishing attempts, online threats - it's likely you or someone you know has been the victim of at least one cyber attack.…

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auto insurance
October 09, 2023 Preparing Your Car for Stress-Free Holiday Travel

The holidays are just around the corner. And while it's easy to become caught up in the excitement of planning out-of-town travel, giving yourself peace of mind is equally important before you leave. Taking proactive measures and having adequate auto insurance can make your holiday travel less stressful. Maintain Auto…

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homeowners insurance
September 30, 2023 Understanding Home Insurance Inspections and Property Recommendations

After investing in a new home, purchasing enough homeowners insurance is a vital next step. To issue a policy, an insurance company will need to assess the value of your home, regardless of your purchase price. Once you buy a homeowners insurance policy, you also have to agree to a…

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insurance
September 27, 2023 How Will AI Impact the Insurance Industry?

The insurance industry has undergone a transformation in recent years with the integration of artificial intelligence (AI), enhancing fraud detection, underwriting, claims and the customer experience. Insurance professionals have embraced the opportunities that generative AI presents, using it as a tool to enhance the customer experience by offering advanced underwriting…

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auto insurance
September 27, 2023 Understanding Uninsured and Underinsured Motorist Coverage

When it comes to auto insurance, many of us are familiar with the basics: liability, collision, and comprehensive coverage. However, two other types of coverage are often overlooked, yet essential for anyone on the roads, and they are uninsured motorist and underinsured motorist (UM/UIM) coverage. In this article, we'll define…

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business insurance
September 15, 2023 Protecting Your Brand with Business Insurance for Product Recalls

It takes years to build a positive image for your company, but only moments for it to crumble. One significant threat to your brand reputation is the risk of product recalls. Recalls can be devastating not only in terms of financial losses and lawsuits but also in the lost trust…

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August 31, 2023 September is Life Insurance Awareness Month

There's no better time than the present to buy life insurance. Not only is September Life Insurance Awareness Month, but as Donald Fagen famously said, "We're not getting any younger." The older we get, generally the more expensive life insurance becomes. Putting a policy off for "down the road" will…

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Contact Us For A Consultation And Quotes

Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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