Brooks, Todd & McNeil Agency Blog

Latest Post: June 9, 2025

Lawsuits on the Rise: What You Need To Know About Dog Bite Liability

No one wants to believe their dog could hurt someone. For most pet owners, dogs are family — trusted companions, not threats. But even the gentlest dog can act unpredictably under stress, fear, or excitement. Unfortunately, a bite or injury, while emotionally distressing in itself, can escalate into a lawsuit,...

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dog bite liability
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Catalytic converter
March 25, 2022 Catalytic Converter Theft Prevention

What is a catalytic converter? A catalytic converter is an exhaust emission control device that converts pollutants emitted from your car’s exhaust system into less-harmful gases. Why are catalytic converters targets for theft? Fairly easy and quick to remove from the vehicle, catalytic converters are a simple, yet lucrative car…

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life insurance
March 21, 2022 Your Life Insurance Buying Guide

If you’ve been wondering what you need to know before buying life insurance, having a simple guide at your disposal could help make the shopping process easier. Whether you have a pressing desire to purchase an extensive Life Insurance policy or whether you’re simply putting the idea on the table…

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board of directors
March 14, 2022 Top Risks Facing Nonprofit Board of Directors

Managing a nonprofit requires a unique mix of business savvy, personal compassion, and sharp problem-solving skills. If you possess all of these traits, you may be well-suited to a leadership role in a nonprofit—but you should know, too, that these qualifications aren’t enough. A leader must also have a common…

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purchase life insurance
March 09, 2022 Why You Should Purchase Life Insurance Young

Many people mistakenly think that life insurance is for retirees. While it’s true that people of this age should certainly consider a life insurance policy if they don’t already have one, the need for life insurance is not exclusive to middle-aged individuals. Should you purchase life insurance at a young…

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contractors
March 07, 2022 How Can Contractors Thrive Long Term?

Regardless of what industry you’re in, working as a contractor can be a tough gig. Your pay may be unpredictable, it can take time to build steady income, and you have to work hard in order to sustain your success. It’s unsurprising, then, that many people find they’re not cut…

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spring cleaning
February 28, 2022 Preparing Your Home for Spring Cleaning

As winter melts away, spring is right around the corner, and you know what that means — time to clean. Indeed, spring cleaning is a time-honored ritual that signifies new opportunities both in and out of the home. If you’re wondering how to prepare for spring cleaning, though, you aren’t…

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pet insurance
February 24, 2022 Is Your Pet Covered? Why It’s Time To Consider Pet Insurance

Pets aren’t just the adorable furry creatures that live in our homes. 85 percent of dog-owners and 76 percent of cat-owners think of their pets as family according to findings by the American Veterinary Medical Association. With 70 percent of U.S. households now calling a pet a member of their…

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umbrella insurance
February 21, 2022 A Guide to Personal Umbrella Insurance

You never know when it might rain, so it’s always best to carry an umbrella. Similarly, you cannot know all of your liabilities until they are exposed, so it’s best to invest in personal umbrella insurance. While the need for home or auto insurance may be self-evident, some people wonder…

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construction contracts
February 14, 2022 Everything You Need to Know Surrounding Construction Contracts

Establishing clear expectations is an important part of any relationship. It’s especially important, though, in relationships between contractors and clients. These expectations should be outlined and agreed upon in the form of a contract. You might be wondering, what are the 5 essential elements of a construction contract? And what…

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Contact Us For A Consultation And Quotes

Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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