Brooks, Todd & McNeil Agency Blog

Latest Post: April 24, 2025

The Cost of Lapsed Coverage: How Missed Insurance Payments Can Hurt You

The renewal notice is buried under unopened mail. Money’s tight this month, so you tell yourself the personal insurance payment — whether for your home, auto, or renters policy — can wait. However, insurance companies don’t wait long. Most policies include a grace period of 10 to 30 days —...

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November 08, 2021 Protecting Your Home from Heavy Rains This Fall

How can you protect your home from heavy rains? Although you may not be able to control the weather or occasional natural disasters in your area, there are, thankfully, several preventative measures that are well within your control. If you’ve been wondering, “How do I prepare my house for rainy…

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October 26, 2021 Fostering Relationships With Nonprofit Volunteers

In 2016, the National Bureau of Labor Statistics estimated a volunteer’s time worth $24.14 per hour, saving American nonprofit organizations billions of dollars yearly. These workers offer essential help: stuffing envelopes, handling phone lines and organizing fundraising campaigns. These extra hands improve productivity and reduce budget costs. Business owners, therefore,…

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October 18, 2021 The Advantages of Partnering with Risk Management Consultants

Each organization faces a number of risks that have the potential to damage the company’s reputation and finances. Risk management is a deliberate approach that isolates, assesses, and implements both proactive and defensive strategies to mitigate these risks. The help of a consulting firm can help identify these potential threats more fully…

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October 11, 2021 Car Buying Tips Everyone Should Know

If you’ve been wondering about the most important factors to consider when buying a car, you may want to keep this quick guide handy. Beyond picking out your favorite paint color and securing extensive Car Insurance, there are several key things to know before buying a car that can help you…

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October 04, 2021 What Hazards do Homeowners Face in Autumn?

Have you been wondering lately about the various seasonal liabilities’ homeowners face? Even if you’ve stocked up on firewood, prepared your lawn for the coming frost, and protected your home with an extensive Home Insurance policy, your house could still face a number of potential hazards as the seasons begin to change.…

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September 27, 2021 How Has COVID Impacted Nonprofits in 2021?

The National Center for Charitable Statistics reports that over one and a half million nonprofits are operating in the United States. Though these organizations aren’t out for funds in the same way a corporation is, they were similarly impacted in the wake of COVID-19. The impact of COVID on nonprofits may have…

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September 20, 2021 Signs You’ve Suffered a Data Breach

When you have a strong password, secure network, and trustworthy staff, you may never suspect that your company is vulnerable to a data breach. The truth is, though, your business is vulnerable — every business is. A cyber security breach can happen to any company at any time, despite protective…

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September 13, 2021 Tips for RV Camping Trips in Autumn

Just because the long, hot days of summer are coming to an end, it doesn’t mean that you need to bid your RV goodbye until next year. In fact, the cooler autumn weather often leads to less crowded locations, fewer bothersome insects, and even discounted rates for the off-season. You…

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September 07, 2021 Everything You Need to Know About Wind Insurance

Life is unpredictable, and insurance is designed to soften the financial blow when the unexpected happens. Whether you are a homeowner, business owner, or manage multiple commercial or residential properties, the right policies can help you breathe a bit easier with that financial safety net under you. Weather-related events are…

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Contact Us For A Consultation And Quotes

Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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