Brooks, Todd & McNeil Agency Blog
Lawsuits on the Rise: What You Need To Know About Dog Bite Liability
No one wants to believe their dog could hurt someone. For most pet owners, dogs are family — trusted companions, not threats. But even the gentlest dog can act unpredictably under stress, fear, or excitement. Unfortunately, a bite or injury, while emotionally distressing in itself, can escalate into a lawsuit,...
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The winter season is among us, bringing low temperatures, heavy snow, and strong winds. All of the potential hazardous winter weather means that your home is at a higher risk during this time of year. The best thing you can do for your home is to prepare so that you…
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According to Statista, the United States currently has approximately 1.54 million nonprofit organizations. These agencies compete for volunteer assistance, relying on extra hands to complete paperwork, reach out to the local community and gather necessary funds. Their time and effort reduce overall expenses and support neighborhood outreach. Like nonprofit insurance, therefore,…
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When you think about the most pressing liabilities, you might not think of those that lie within your company’s computer systems. It is, unfortunately true, though, that cyber liability is becoming an increasingly common concern. This is due in large part to the staggering increase in cyberattacks targeted at small…
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Material belongings can’t compare to the worth of a relationship or our own emotions, but they are important nonetheless. In most cases, personal property signifies much more than just a physical object. Belongings are often imbued with sentimental value and memories, making them important to protect. If you’re considering insurance…
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How can you protect your home from heavy rains? Although you may not be able to control the weather or occasional natural disasters in your area, there are, thankfully, several preventative measures that are well within your control. If you’ve been wondering, “How do I prepare my house for rainy…
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In 2016, the National Bureau of Labor Statistics estimated a volunteer’s time worth $24.14 per hour, saving American nonprofit organizations billions of dollars yearly. These workers offer essential help: stuffing envelopes, handling phone lines and organizing fundraising campaigns. These extra hands improve productivity and reduce budget costs. Business owners, therefore,…
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Each organization faces a number of risks that have the potential to damage the company’s reputation and finances. Risk management is a deliberate approach that isolates, assesses, and implements both proactive and defensive strategies to mitigate these risks. The help of a consulting firm can help identify these potential threats more fully…
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If you’ve been wondering about the most important factors to consider when buying a car, you may want to keep this quick guide handy. Beyond picking out your favorite paint color and securing extensive Car Insurance, there are several key things to know before buying a car that can help you…
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Have you been wondering lately about the various seasonal liabilities’ homeowners face? Even if you’ve stocked up on firewood, prepared your lawn for the coming frost, and protected your home with an extensive Home Insurance policy, your house could still face a number of potential hazards as the seasons begin to change.…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.