Brooks, Todd & McNeil Agency Blog

Latest Post: June 9, 2025

Lawsuits on the Rise: What You Need To Know About Dog Bite Liability

No one wants to believe their dog could hurt someone. For most pet owners, dogs are family — trusted companions, not threats. But even the gentlest dog can act unpredictably under stress, fear, or excitement. Unfortunately, a bite or injury, while emotionally distressing in itself, can escalate into a lawsuit,...

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September 27, 2021 How Has COVID Impacted Nonprofits in 2021?

The National Center for Charitable Statistics reports that over one and a half million nonprofits are operating in the United States. Though these organizations aren’t out for funds in the same way a corporation is, they were similarly impacted in the wake of COVID-19. The impact of COVID on nonprofits may have…

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September 20, 2021 Signs You’ve Suffered a Data Breach

When you have a strong password, secure network, and trustworthy staff, you may never suspect that your company is vulnerable to a data breach. The truth is, though, your business is vulnerable — every business is. A cyber security breach can happen to any company at any time, despite protective…

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September 13, 2021 Tips for RV Camping Trips in Autumn

Just because the long, hot days of summer are coming to an end, it doesn’t mean that you need to bid your RV goodbye until next year. In fact, the cooler autumn weather often leads to less crowded locations, fewer bothersome insects, and even discounted rates for the off-season. You…

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September 07, 2021 Everything You Need to Know About Wind Insurance

Life is unpredictable, and insurance is designed to soften the financial blow when the unexpected happens. Whether you are a homeowner, business owner, or manage multiple commercial or residential properties, the right policies can help you breathe a bit easier with that financial safety net under you. Weather-related events are…

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August 30, 2021 Everything You Need to Know About Fixed vs. Indexed Annuities

According to the Small Business Administration’s Office of Advocacy, there were 30.7 million small businesses in 2019. These companies employed nearly 60 million people in fields such as retail, healthcare, and tourist industries. If you’re one of the nation’s many small business owners, you’re probably accustomed to working hard, and retirement…

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August 23, 2021 How to Create a Cyber Breach Response Plan

“The best day to plant a tree is twenty years ago. The second best day is today.” With computer network intrusions continuing to mount, that tree-planting proverb also applies to your business’s cyber-breach response plan. While cyber security insurance is a risk management cornerstone, an effective response plan is also an essential…

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August 16, 2021 How to Buy Your First Home

Are you currently in the market for your first home? If you’re in the midst of browsing potential neighborhoods, creating home wish lists and shopping around for top Home Insurance options, you may be curious to learn about the top tips for first-time home buyers. Purchasing your first home is a major…

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August 09, 2021 What to do After an RV Accident

Many take to the road in an RV thinking of the great vacation memories they are about to make, giving little thought to the possibility of getting into an accident. Being in an accident in an RV can be a lot scarier than being in a sedan or pickup truck.…

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July 21, 2021 Your Guide to Buying Life Insurance

Personal life insurance is an excellent tool to ensure that your family can sustain the loss of your income and your business can continue to operate if you pass away. By guaranteeing a specific amount of money upon your death, life insurance can allow your family to pay for debts and…

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Contact Us For A Consultation And Quotes

Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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