Brooks, Todd & McNeil Agency Blog
Life Insurance Isn’t Just for Parents: Why Millennials and Gen Z Should Rethink Coverage
If you're in your 20s or 30s, life insurance probably feels like something for later — after the house, the wedding, the kids. But waiting means paying more later — sometimes much more — and missing out on modern, flexible financial planning advantages and protection you can only lock in...
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Natural disasters like thunderstorms, hurricanes, and tornados can cause wind damage to your home. Wind damage can happen to anyone and could cause roof leaks and other forms of roof damage. Your homeowners insurance will often cover wind damage, but you may need to sign up for wind insurance. Wind…
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The winter season is among us, bringing low temperatures, heavy snow, and strong winds. All of the potential hazardous winter weather means that your home is at a higher risk during this time of year. The best thing you can do for your home is to prepare so that you…
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According to Statista, the United States currently has approximately 1.54 million nonprofit organizations. These agencies compete for volunteer assistance, relying on extra hands to complete paperwork, reach out to the local community and gather necessary funds. Their time and effort reduce overall expenses and support neighborhood outreach. Like nonprofit insurance, therefore,…
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When you think about the most pressing liabilities, you might not think of those that lie within your company’s computer systems. It is, unfortunately true, though, that cyber liability is becoming an increasingly common concern. This is due in large part to the staggering increase in cyberattacks targeted at small…
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Material belongings can’t compare to the worth of a relationship or our own emotions, but they are important nonetheless. In most cases, personal property signifies much more than just a physical object. Belongings are often imbued with sentimental value and memories, making them important to protect. If you’re considering insurance…
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How can you protect your home from heavy rains? Although you may not be able to control the weather or occasional natural disasters in your area, there are, thankfully, several preventative measures that are well within your control. If you’ve been wondering, “How do I prepare my house for rainy…
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In 2016, the National Bureau of Labor Statistics estimated a volunteer’s time worth $24.14 per hour, saving American nonprofit organizations billions of dollars yearly. These workers offer essential help: stuffing envelopes, handling phone lines and organizing fundraising campaigns. These extra hands improve productivity and reduce budget costs. Business owners, therefore,…
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Each organization faces a number of risks that have the potential to damage the company’s reputation and finances. Risk management is a deliberate approach that isolates, assesses, and implements both proactive and defensive strategies to mitigate these risks. The help of a consulting firm can help identify these potential threats more fully…
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If you’ve been wondering about the most important factors to consider when buying a car, you may want to keep this quick guide handy. Beyond picking out your favorite paint color and securing extensive Car Insurance, there are several key things to know before buying a car that can help you…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.
