Brooks, Todd & McNeil Agency Blog
Understanding the Claims Process: What Policyholders Need To Know
Insurance offers protection for the unexpected moments that turn ordinary days upside down. Whether it's personal insurance protecting your home or business insurance safeguarding your livelihood, it can't prevent the initial shock when your phone rings at 2 a.m. with your business alarm reporting a break-in. It won't spare you...
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In 2016, the National Bureau of Labor Statistics estimated a volunteer’s time worth $24.14 per hour, saving American nonprofit organizations billions of dollars yearly. These workers offer essential help: stuffing envelopes, handling phone lines and organizing fundraising campaigns. These extra hands improve productivity and reduce budget costs. Business owners, therefore,…
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Each organization faces a number of risks that have the potential to damage the company’s reputation and finances. Risk management is a deliberate approach that isolates, assesses, and implements both proactive and defensive strategies to mitigate these risks. The help of a consulting firm can help identify these potential threats more fully…
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If you’ve been wondering about the most important factors to consider when buying a car, you may want to keep this quick guide handy. Beyond picking out your favorite paint color and securing extensive Car Insurance, there are several key things to know before buying a car that can help you…
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Have you been wondering lately about the various seasonal liabilities’ homeowners face? Even if you’ve stocked up on firewood, prepared your lawn for the coming frost, and protected your home with an extensive Home Insurance policy, your house could still face a number of potential hazards as the seasons begin to change.…
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The National Center for Charitable Statistics reports that over one and a half million nonprofits are operating in the United States. Though these organizations aren’t out for funds in the same way a corporation is, they were similarly impacted in the wake of COVID-19. The impact of COVID on nonprofits may have…
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When you have a strong password, secure network, and trustworthy staff, you may never suspect that your company is vulnerable to a data breach. The truth is, though, your business is vulnerable — every business is. A cyber security breach can happen to any company at any time, despite protective…
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Just because the long, hot days of summer are coming to an end, it doesn’t mean that you need to bid your RV goodbye until next year. In fact, the cooler autumn weather often leads to less crowded locations, fewer bothersome insects, and even discounted rates for the off-season. You…
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Life is unpredictable, and insurance is designed to soften the financial blow when the unexpected happens. Whether you are a homeowner, business owner, or manage multiple commercial or residential properties, the right policies can help you breathe a bit easier with that financial safety net under you. Weather-related events are…
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According to the Small Business Administration’s Office of Advocacy, there were 30.7 million small businesses in 2019. These companies employed nearly 60 million people in fields such as retail, healthcare, and tourist industries. If you’re one of the nation’s many small business owners, you’re probably accustomed to working hard, and retirement…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.