Brooks, Todd & McNeil Agency Blog
The Cost of Lapsed Coverage: How Missed Insurance Payments Can Hurt You
The renewal notice is buried under unopened mail. Money’s tight this month, so you tell yourself the personal insurance payment — whether for your home, auto, or renters policy — can wait. However, insurance companies don’t wait long. Most policies include a grace period of 10 to 30 days —...
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Are you fortunate enough to live in a home with historical significance but worried about what you need to do to make sure your house stays in good shape? Preserving a historic house requires dedication, regular maintenance, and a little insider know-how. Having comprehensive Historic Home Insurance is a good start, but…
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Severe storms can hit at any time of year, but May through the end of November are particularly challenging months. If you live along the Atlantic coast, hurricanes are your biggest worry. Along with hurricanes come tornadoes and high winds. Storms producing high winds also occur independently of hurricanes. If…
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With the current reliance on technology in the business world, cybercrime has become an increasingly dangerous threat. According to a study by the University of Maryland, hackers attack a computer every 39 seconds, resulting in an average of 2,244 daily cyber attacks. These cyber invasions can cost the victimized company millions…
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Nonprofits that rely on help from volunteers to carry out its mission needs to make engagement a top priority. If an organization does not give them the attention they deserve, recruiting and retaining exceptional volunteers could be very difficult. Here are five of the most important things that nonprofits need…
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By several measures, Connecticut drivers are among the safest in the nation. Nonetheless, every year more than 200 of our state’s motor vehicle occupants die in crashes, and thousands more suffer serious injury. With these life and death consequences, it’s vital to learn how these accidents happen. Armed with that…
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For a first-time homebuyer, this purchase is probably the most complicated one you will ever make. Most people have heard of home insurance, but the multitude of other considerations such as inspections, offers, and closings can be overwhelming. The good news is that the process is the same for everyone and…
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As a community based independent insurance agency, we take pride in investing in our communities. An important aspect of that investment is our environmental impact and we take seriously our role in preserving our planet. Brooks, Todd & McNeil has taken several steps to reduce waste, paper usage and encourage…
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What you document now can save a lot of time and worry later. A new year means new goals, new plans, and a fresh start. It may be undesirable to think about – and plan for – potential disasters, but planning now for hard times can make a significant difference…
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Sing along to the “12 Claims of Christmas” and read about how you can reduce the risk of these common holiday mishaps. Prevention and planning will help keep you and your family safe and merry this season. The 12 Claims of Christmas that are such a shame to see… 1.…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.