Brooks, Todd & McNeil Agency Blog
The Cost of Lapsed Coverage: How Missed Insurance Payments Can Hurt You
The renewal notice is buried under unopened mail. Money’s tight this month, so you tell yourself the personal insurance payment — whether for your home, auto, or renters policy — can wait. However, insurance companies don’t wait long. Most policies include a grace period of 10 to 30 days —...
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In the midst of hurricane season with category storms making headlines it is a common time to stop and ask yourself “Is my home protected if a hurricane strikes?” Hurricanes bring several challenges for a homeowner, condo owner or renter and it is important to know ahead of time whether…
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Notice: In accordance with the State of Connecticut’s views, Utica will also consider violations for distracted driving (using a cell phone while driving) the same as drivers with DUI (driving under the influence) violations. Any driver with distracted driving violations will have to be excluded from the Utica Collision Auto…
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Talk with an agent to understand how changes may impact your future and why you should consider an annuity in your financial planning The SECURE Act Legislation introduced in the House of Representatives was recently passed to address the lack of retirement savings among the U.S. workforce targeting needs such…
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Hanover-Award-2019 Brooks, Todd & McNeil recently was selected for The 2019 Hanover Insurance Group’s President’s Club, an elite group of independent insurance agencies from across the country. The Hanover’s President’s Club agencies are recognized for delivering outstanding value to their customers through their insurance expertise and responsive service. The Hanover…
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The U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) is raising awareness about the dangers of texting while driving and is now in its fifth year of the ‘U Drive. U Text. U Pay.’ enforcement campaign. What does this mean for drivers? Like any time of year, put…
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What is an annuity? An annuity is an investment contract between a person and an insurance company that allows for the deposit of money that is managed by the company for the benefit of the investor. In return, the insurer makes payments to the investor over a period of time…
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This New England weather isn’t the only thing freezing these days. You may have heard an increasing amount of chatter around “freezing” your credit. We will outline below what this means, why you might consider it, and how it can impact your insurance. What is a Credit Freeze? A credit…
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Tis’ the season of giving and receiving and that means many presents both to and from loved ones. From purchasing your gifts to exchanging them, there are steps you should take along the way to ensure your valuables are protected. Porch Pirates’ and Protecting Your Packages Porch Pirates’ has become…
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This year's annual "Golf for Good Causes" raised $36,000 for for five local charities; Susan B. Anthony Project, FISH of Northwestern Connecticut, McCall Center for Behavioral Health (an alcohol and opioid recovery center), The Community Kitchen of Torrington, and the Open Door of Winsted. This brings our 18 year total…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.