Brooks, Todd & McNeil Agency Blog

Latest Post: January 21, 2026

The Real Cost of Skipping Workers’ Comp: Legal Risks Employers Can’t Ignore

Skipping workers’ comp does not save money. It creates consequences that carry serious legal, financial, and operational harm. What begins as a business insurance budgeting decision can quickly become a legal crisis.  Employers who operate without required workers’ compensation insurance expose themselves to lawsuits, regulatory penalties, and, in most states,...

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July 05, 2021 Where Should You Store Your Valuables?

Most people have certain possessions that they do not want to lose. Whether these possessions have a high monetary value like jewelry or cash or a high sentimental value such as family heirlooms, you want to keep them safe. In 2019, there were well over half a million burglaries in residences across…

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June 28, 2021 Helpful Tips for Small Nonprofits

A grassroots nonprofit organization may face a variety of obstacles. Grants and funding sources are competitive, and large organizations with extensive resources are often in a better position to attain funding. In order to further their cause, small nonprofits need to launch strategic awareness initiatives, maximize their existing resources, and…

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June 21, 2021 How to Notify Clients of a Data Breach

As a business owner, you have lots of sensitive information about your clients, including their names, addresses, financial details, and contact information. When a hacker or virus compromises your databases, you need to let your clients know as soon as possible. To help you get started, here are the top…

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June 14, 2021 How to Preserve Your Historic Home

Are you fortunate enough to live in a home with historical significance but worried about what you need to do to make sure your house stays in good shape? Preserving a historic house requires dedication, regular maintenance, and a little insider know-how. Having comprehensive Historic Home Insurance is a good start, but…

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June 07, 2021 How to Secure Your Home Before a Storm

Severe storms can hit at any time of year, but May through the end of November are particularly challenging months. If you live along the Atlantic coast, hurricanes are your biggest worry. Along with hurricanes come tornadoes and high winds. Storms producing high winds also occur independently of hurricanes. If…

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June 01, 2021 Identifying a Cyber Attack Within your Business

With the current reliance on technology in the business world, cybercrime has become an increasingly dangerous threat. According to a study by the University of Maryland, hackers attack a computer every 39 seconds, resulting in an average of 2,244 daily cyber attacks. These cyber invasions can cost the victimized company millions…

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May 31, 2021 Nonprofit Volunteer Retention: 5 Critical Tips

Nonprofits that rely on help from volunteers to carry out its mission needs to make engagement a top priority. If an organization does not give them the attention they deserve, recruiting and retaining exceptional volunteers could be very difficult. Here are five of the most important things that nonprofits need…

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May 24, 2021 Common Causes of CT Car Accidents (& How to Avoid Them)

By several measures, Connecticut drivers are among the safest in the nation. Nonetheless, every year more than 200 of our state’s motor vehicle occupants die in crashes, and thousands more suffer serious injury. With these life and death consequences, it’s vital to learn how these accidents happen. Armed with that…

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May 13, 2021 The Essential Checklist for a First-Time Homebuyer

For a first-time homebuyer, this purchase is probably the most complicated one you will ever make. Most people have heard of home insurance, but the multitude of other considerations such as inspections, offers, and closings can be overwhelming. The good news is that the process is the same for everyone and…

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Contact Us For A Consultation And Quotes

Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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