Car Buying Tips Everyone Should Know

October 11, 2021

If you’ve been wondering about the most important factors to consider when buying a car, you may want to keep this quick guide handy. Beyond picking out your favorite paint color and securing extensive Car Insurance, there are several key things to know before buying a car that can help you avoid making the wrong purchase. Many would-be car buyers are unsure of how much to spend, which features matter most, and so on. If you’re new to the car buying process or simply want to make sure that you’re making the best possible selection, check out these essential car buying tips that everyone should know.

Figure Out Financing and Preapproval Before You Begin Browsing

A car is a major purchase, so it’s important to figure out how much you can afford and how you’ll be able to afford it early on. You can start to figure out financing if you:

  • Check your current credit score and work to improve it if necessary
  • Consider whether you can buy your car cash or whether you’ll have to get a loan
  • Calculate the loan amount you can afford per month
  • Consider getting pre-approved for a loan before starting to browse the options
  • Research different financing possibilities

Narrow Down Your Car Wants and Needs as You Search

Once you have a general budget and financial plan in mind, you can start to narrow down your search by listing out your wants and needs. Take into consideration factors such as:

  • The price range you can afford
  • The number of passenger seats you want or need
  • The amount of trunk space and other storage space you want or need
  • The physical size of the vehicle itself
  • The car’s built-in safety features
  • The car’s fuel economy and appropriateness for the type of driving you do

Consider the Benefits of Getting a Used Vehicle

Lastly, if you’re concerned about spending too much on your vehicle, don’t be afraid to shop all the options out there. Buying a gently used vehicle instead of a fresh-off-the-lot one, for instance, would be helpful for:

  • Saving money on the purchase price
  • Avoiding attached fees that often come with a new vehicle purchase
  • Knowing the car has already been certified and inspected
  • Avoiding the hit of depreciation
  • Potentially keeping insurance premiums on the lower side

From checking a car’s safety features to shopping for both new and used vehicles to finding the right Car Insurance policy and more, buying a new car can involve several important steps. Whether you’re new to the car buying experience or just want to make sure you find the best car for your needs, this guide can help you have a successful purchasing experience. Be sure to figure out financing early on, narrow down your must-have list and shop all your options to find the car that best fits what you want.

About Brooks, Todd & McNeil

Since 1839, the independent agents at Brooks, Todd & McNeil have been pleased to offer our community the best and most affordable policies from a variety of providers. Our dedicated facilitators are ready to put their 75 years of combined experience to work on your claims. To learn more about our products and services, contact us today at (800) 448-4567.


Social Title: The Top Tips for Successfully Navigating the Car Purchasing Process

Social Description: Are you in the market for a new car? Before you make your pick, here’s what you need to know about getting Car Insurance and choosing the ideal vehicle.