If you're in your 20s or 30s, life insurance probably feels like something for later — after the house, the wedding, the kids. But waiting means paying more later — sometimes much more — and missing out on modern, flexible financial planning advantages and protection you can only lock in…

You parked in an end spot at a crowded sporting event to avoid surrounding cars. Hours later, you return to find your vehicle sideswiped, with no witnesses or notes left behind. After filing a police report, you realize it's unlikely you will find the other driver. This incident raises an…

The Connecticut Insurance Department is providing a new and important risk mapping tool free to all CT residents to help make informed decisions about their insurance needs. Users can enter any Connecticut address to view maps for flood, fire, wind, air quality, and extreme heat, to receive detailed, property-specific climate-risk assessments. Climate…

Homeownership is a cherished goal that represents success, stability, and pride, but it is a long-term investment that requires regular upkeep and ongoing repairs. The costs of homeownership can lead some homeowners to postpone necessary repair work in an effort to save money. However, this short-term focus can compromise the…

The summer of 2025 earned its nickname as the "summer of flooding" for good reason. Record-breaking rainfall, flash floods, and storm surge devastated communities from coast to coast. Now, as La Niña conditions develop, meteorologists warn that irregular weather patterns will continue disrupting regular precipitation cycles well into 2026. Businesses…

Every September, Life Insurance Awareness Month (LIAM) encourages us to reconsider the role of life insurance. The 2025 theme, "Take control of your financial future with life insurance," highlights its importance not just for preparing for loss but also for safeguarding what you've built, ensuring continuity, and establishing a lasting…

Insurance offers protection for the unexpected moments that turn ordinary days upside down. Whether it's personal insurance protecting your home or business insurance safeguarding your livelihood, it can't prevent the initial shock when your phone rings at 2 a.m. with your business alarm reporting a break-in. It won't spare you…

Brooks, Todd & McNeil is proud to announce that it has been named a 2025 Best Practices Agency by the Independent Insurance Agents & Brokers of America (the Big “I”) and Reagan Consulting. This elite designation places the agency among the top 1% of independent insurance agencies nationwide. Every three…

Nothing beats the sizzle of burgers on a hot grill, the aroma of barbecue smoke drifting through the neighborhood, and friends gathering in your backyard for a perfect summer evening. Yet behind these cherished moments lurks a sobering reality: Summer is prime grilling season and peak time for backyard fire…