The renewal notice is buried under unopened mail. Money’s tight this month, so you tell yourself the personal insurance payment — whether for your home, auto, or renters policy — can wait. However, insurance companies don’t wait long. Most policies include a grace period of 10 to 30 days —…

Each year, the month of April is dedicated to raising awareness about the dangers of distracted driving and promoting safer driving habits. In 2024, distracted driving resulted in approximately 3,000 deaths and over 400,000 injuries in the United States. The road holds hidden dangers when driving in Connecticut. Speeding, tailgating,…

The envelope remains unopened on your desk — this is your third notification. Last month's business insurance payment didn't go out. Production costs were high, and something had to give. You figured you'd catch up next week. But time keeps passing by. Most insurers offer a short grace period —…

“If there is anyone dependent on your income, like your parents, children, or relatives, for instance, then you need life insurance.” — Suze Orman A life insurance policy safeguards your family's financial future, and designating the right beneficiaries ensures that your loved ones receive the intended support. Careful planning and…

Businesses face increased risks from employee claims, making employment practices liability insurance (EPLI) essential. A rise in workplace disputes, wrongful termination, discrimination claims, and wage-related lawsuits exposes them to costly legal challenges. This article underscores why EPLI coverage is a critical type of business insurance due to a growing trend…

If your home still uses rubber hoses for appliances like your washing machine and dishwasher, you will want to consider an affordable upgrade that could save you tens of thousands of dollars. Hoses are an integral part of your home’s plumbing appliances, but they may be worn out. A simple…

Your home is one of your most significant investments, and your goal is to protect it properly. Flood insurance, a crucial aspect of safeguarding your investment, doesn’t always get the attention it deserves. With the increasing frequency of flooding events nationwide and 40% of flood claims occurring outside designated flood…

Life in South Carolina combines breathtaking coastal beauty with lively growing communities, but it also poses a challenge — seasonal storms. Hurricanes and tropical winds frequently impact the region, often causing significant damage. For homeowners, preparedness goes beyond storm-proofing; it requires a solid insurance strategy. We recommend a proactive approach…

For busy Connecticut families, mornings can feel like a whirlwind. Getting everyone ready, preparing meals, and ensuring the house is secure can turn mornings into a hectic rush. In a smart home, however, the morning routine flows smoothly. Advanced technology works in the background to enhance convenience — and can…