Brooks, Todd & McNeil Agency Blog

Latest Post: November 3, 2025

Medicare Advantage Plans for 2026: Changes May Impact How You Pick Your Plan

Many Connecticut residents are picking a new Medicare Advantage plan for 2026. If this includes you or someone you know, please keep reading. You may have seen recent reports about the three insurance carriers with the most popular Medicare Advantage plans exiting the Connecticut market, thereby forcing people to pick a...

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November 03, 2025 Medicare Advantage Plans for 2026: Changes May Impact How You Pick Your Plan

Many Connecticut residents are picking a new Medicare Advantage plan for 2026. If this includes you or someone you know, please keep reading. You may have seen recent reports about the three insurance carriers with the most popular Medicare Advantage plans exiting the Connecticut market, thereby forcing people to pick a…

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life insurance
October 15, 2025 Life Insurance Isn’t Just for Parents: Why Millennials and Gen Z Should Rethink Coverage

If you're in your 20s or 30s, life insurance probably feels like something for later — after the house, the wedding, the kids. But waiting means paying more later — sometimes much more — and missing out on modern, flexible financial planning advantages and protection you can only lock in…

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auto insurance
October 10, 2025 When the Other Driver Disappears: Why UM Coverage Matters in Hit-and-Run Accidents

You parked in an end spot at a crowded sporting event to avoid surrounding cars. Hours later, you return to find your vehicle sideswiped, with no witnesses or notes left behind. After filing a police report, you realize it's unlikely you will find the other driver. This incident raises an…

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October 07, 2025 Free Climate Risk Mapping Tool for Connecticut Residents

The Connecticut Insurance Department is providing a new and important risk mapping tool free to all CT residents to help make informed decisions about their insurance needs. Users can enter any Connecticut address to view maps for flood, fire, wind, air quality, and extreme heat, to receive detailed, property-specific climate-risk assessments. Climate…

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homeowners insurance
September 26, 2025 Delaying Repairs Could Cost You – The Hidden Insurance Risks of Putting Off Home Maintenance

Homeownership is a cherished goal that represents success, stability, and pride, but it is a long-term investment that requires regular upkeep and ongoing repairs. The costs of homeownership can lead some homeowners to postpone necessary repair work in an effort to save money. However, this short-term focus can compromise the…

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commercial flood insurance
September 24, 2025 The Rising Tide: Why Now Is the Time To Reevaluate Your Commercial Flood Insurance

The summer of 2025 earned its nickname as the "summer of flooding" for good reason. Record-breaking rainfall, flash floods, and storm surge devastated communities from coast to coast. Now, as La Niña conditions develop, meteorologists warn that irregular weather patterns will continue disrupting regular precipitation cycles well into 2026. Businesses…

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life insurance
September 18, 2025 Life Insurance Awareness Month: Take Control of Your Financial Future This September

Every September, Life Insurance Awareness Month (LIAM) encourages us to reconsider the role of life insurance. The 2025 theme, "Take control of your financial future with life insurance," highlights its importance not just for preparing for loss but also for safeguarding what you've built, ensuring continuity, and establishing a lasting…

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claims process
August 20, 2025 Understanding the Claims Process: What Policyholders Need To Know

Insurance offers protection for the unexpected moments that turn ordinary days upside down. Whether it's personal insurance protecting your home or business insurance safeguarding your livelihood, it can't prevent the initial shock when your phone rings at 2 a.m. with your business alarm reporting a break-in. It won't spare you…

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best practices
August 11, 2025 Brooks Todd & McNeil Recognized as a 2025 Best Practices Agency — Top 1% Nationwide

Brooks, Todd & McNeil is proud to announce that it has been named a 2025 Best Practices Agency by the Independent Insurance Agents & Brokers of America (the Big “I”) and Reagan Consulting. This elite designation places the agency among the top 1% of independent insurance agencies nationwide. Every three…

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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.

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