Time To Spring Clean Your Insurance Policies

Spring is finally here! It is that time of year when families are cleaning out their closets, cupboards and scrubbing their homes. It is also a good time to spring clean your insurance policies. If you have not checked your …

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Employee Feature: Keena Monsam

Keena has been working with Brooks, Todd & McNeil since 2004, after she met two BT&M employees in a kickboxing class who introduced her to the company. Keena is a Personal Lines Trainer & Client Service Executive and has an …

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A Flurry of Worry in the Winter Months: How to Protect Your New England Property and Family

If you grew up in New England, or have spent substantial time in this quadrant of the United States, than you are no stranger to our long and arduous winter months. This kind of living requires a certain level of …

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Workers Compensation Premium Audit Noncompliance Charge

Carriers have been using a variety of methods to encourage cooperation from insureds who were uncooperative with premium audit. Generally, carriers surcharged the payrolls to generate an additional premium high enough to influence an insured to provide the actual
exposures. …

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What To Do If Santa Falls Off Your Roof & Other Insurable Holiday Mishaps

That time of year is upon us – hanging lights and decorations, friends and family gathering at your home, gift giving, and the big jolly guy on your rooftop with eight magic reindeer.

It may come as no surprise that …

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Why an Independent Insurance Agent is a Good Friend to Have

Have you ever heard the saying it is good to know a doctor, a lawyer, a car mechanic and a plumber? There are so many times in our life that these professions come in handy and knowing someone on the …

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Halloween Safety Tips for Homeowners

The weather is changing, trick-or-treaters are at your door and seasonal hazards are a concern for every homeowner.   Here are some tips to help you protect your home and visitors during this Halloween season.

Trick-or-Treaters – With many children coming …

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October is National Cyber Security Awareness Month

These days, the Internet touches almost every aspect of our daily lives. We communicate online, share photos, conduct research, read the news, schedule appointments, pay bills, shop and manage banking and investment accounts. When we become disconnected from our online …

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Upcoming Event – Surviving the Cost of College

Join us on October 11th as we team up with Litchfield Bancorp to help answer financial questions you face as your child prepares for college.  We will also help you understand how this transition will impact your insurance needs.…

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September is Life Insurance Awareness Month

When Is the Last Time You Assessed Your Life Insurance Needs?

It may be something you have never considered or haven’t considered in a while. Perhaps you just got married, had a baby or started a new business. If you …

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