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Historic inflation and how it impacts your insurance coverage.
Brooks, Todd & McNeil Agency Blog
Weathering the Storm: The Importance of Wind Insurance for Your Connecticut Home
With the growing severity of major storms, it is now more important than ever before to know what your homeowners insurance policy covers. Typically, homeowners policies do provide coverage for wind damage, but there are limitations and it is important to know the details. Most insurance deductibles are set at...
Read full articleWith the growing severity of major storms, it is now more important than ever before to know what your homeowners insurance policy covers. Typically, homeowners policies do provide coverage for wind damage, but there are limitations and it is important to know the details. Most insurance deductibles are set at…
Read full articleAdequate homeowners insurance in Connecticut is increasingly critical in the face of economic unpredictability and rising inflation. Homeowners confront significant challenges in protecting their most valuable financial asset, which also holds immense emotional value. They must deal with the reality that they, and their insurance companies, are battling the increasing…
Read full articleAccording to a recent report by the Insurance Information Institute (Triple-I), just over 19,000 dog bite claims in 2023 had US insurers paying out $1.12 billion, an increase of more than 8% over 2022 and 110% over the past decade. However, the average cost per claim slightly decreased from $64,555…
Read full articleLess than a week after a 4.8 magnitude earthquake hit New Jersey on April 5, 2024, several aftershocks, including one measuring a 2.6 magnitude, shook the eastern coast. That Friday morning earthquake was the largest in state history and the epicenter was just 45 miles from New York City. How…
Read full articleIf you are the proud owner of a classic, vintage or collector car, you may want to consider the special insurance needs of that vehicle. While some standard insurance carriers will provide coverage, it is usually just the standard coverage available to “regular” cars. But, there is something unique about…
Read full articleBrooks, Todd & McNeil began in 1839 with George Wadhams being the first insurance agent to represent the Aetna Insurance Company in Torrington, Connecticut selling strictly fire insurance. In 1861 his nephews Issac and John, opened a general store in Goshen where they sold general supplies, Borden cheese, steam ship…
Read full articleTechnology, economics, and workforce expectations are reshaping Connecticut's group benefits in 2024. In a competitive market, these benefits are essential for business owners to attract and retain top talent. When choosing business insurance in CT, employers are approaching group benefits with cautious optimism and adaptability. However, for them, one critical…
Read full articleConnecticut has some of the most distinctive condos, including reimagined and repurposed historic factories and mills. Whether your abode is a vintage condo or a contemporary high-rise, you need condo owners insurance in CT to protect it and your financial investment. This condo insurance guide explores the specifics of condo…
Read full articleRegardless of the years spent building a collection or inheriting family treasures, you deserve peace of mind that you have the protection you need in the event of a loss. While homeowner’s or renter’s insurance offers some level of that needed protection, valuable personal property insurance ensures that the unexpected…
Read full articleContact Us For A Consultation And Quotes
Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.