Connecticut homeowners insurance rate increases have slowed considerably from their 2024 peak. But slower is not lower. Rates climbed steeply from 2022 through 2025, and nothing on the horizon rolls back those increases. For most families, their house is the largest asset they own, which makes the more pertinent question…

We are already well into the Atlantic hurricane season, which runs from June 1 through Nov. 30. Peak activity for Connecticut and the rest of New England traditionally occurs from mid-August through mid-October, which makes now an excellent time to review your business insurance in Connecticut. This article aims to…

Homeowners across South Carolina are asking why their insurance premiums jumped so much this year. We hear it every week from clients in Spartanburg, Mullins, and throughout the region. Here's what is driving the frustration: South Carolina homeowners insurance rate increases were among the highest anywhere in 2025, and the…

If you renewed your homeowners insurance this summer, you likely saw a new notice: as of July 1, 2026, Connecticut requires insurers to clearly state that standard homeowners and renters policies exclude flood damage and that flood insurance must be purchased separately.  This article details the many reasons why homeowners…

People receive so many Medicare mailings throughout the year that important notices can be easy to overlook. However, one document that deserves attention is the Annual Notice of Change (ANOC). The ANOC explains updates to your Medicare Advantage plans or Part D coverage for the coming year, helping you stay…

Buying your first home is one of the most exciting financial milestones you can reach, but it also comes with a steep learning curve. Mortgage rates, down payments, inspections, closing costs, and moving expenses all add up. With so many decisions to make, your homeowners insurance policy can be easy…

A standard homeowners insurance policy in South Carolina is designed to cover the full cost of restoration after a covered loss — up to your policy's dwelling limit. But after a major loss event, many homeowners experience an unexpected aftershock. It happens when they learn how much of the cleanup…

A burst pipe, kitchen fire, or severe storm can leave Connecticut homeowners facing thousands of dollars in cleanup and repair costs almost immediately. In the event of an emergency, the question naturally arises: Does homeowners insurance in Connecticut cover restoration? In many cases, yes — but insurance coverage depends on…

Sweeping changes are reshaping how Connecticut residents get insurance advice on essential programs like Medicare and the Affordable Care Act (ACA) — including how commissions are paid and how these changes affect consumers.  A major part of this shift is that insurers are cutting or eliminating commissions paid to independent…