Brooks, Todd & McNeil Agency Blog
The Cost of Lapsed Coverage: How Missed Insurance Payments Can Hurt You
The renewal notice is buried under unopened mail. Money’s tight this month, so you tell yourself the personal insurance payment — whether for your home, auto, or renters policy — can wait. However, insurance companies don’t wait long. Most policies include a grace period of 10 to 30 days —...
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Brooks, Todd & McNeil recently was appointed to The Hanover Insurance Group’s President’s Club, an elite group of independent insurance agencies from across the country. Agencies named to the company’s President’s Club are recognized for delivering outstanding value to their customers through insurance expertise and responsive service. Brooks, Todd &…
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Spring is finally here! It is that time of year when families are cleaning out their closets, cupboards and scrubbing their homes. It is also a good time to spring clean your insurance policies. If you have not checked your coverage in a while, this is a good time to…
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Keena has been working with Brooks, Todd & McNeil since 2004, after she met two BT&M employees in a kickboxing class who introduced her to the company. Keena is a Personal Lines Trainer & Client Service Executive and has an Accredited Customer Service Representative (ACSR) designation. Keena is an active member…
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If you grew up in New England, or have spent substantial time in this quadrant of the United States, than you are no stranger to our long and arduous winter months. This kind of living requires a certain level of cold weather preparation to keep you and your property safe.…
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Carriers have been using a variety of methods to encourage cooperation from insureds who were uncooperative with premium audit. Generally, carriers surcharged the payrolls to generate an additional premium high enough to influence an insured to provide the actual exposures. NCCI thought it best to standardize how carriers approach uncooperative…
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That time of year is upon us – hanging lights and decorations, friends and family gathering at your home, gift giving, and the big jolly guy on your rooftop with eight magic reindeer. It may come as no surprise that this adds up to a very merry season, ripe with…
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Have you ever heard the saying it is good to know a doctor, a lawyer, a car mechanic and a plumber? There are so many times in our life that these professions come in handy and knowing someone on the inside can save you money and provide you with valuable…
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The weather is changing, trick-or-treaters are at your door and seasonal hazards are a concern for every homeowner. Here are some tips to help you protect your home and visitors during this Halloween season. Trick-or-Treaters – With many children coming to your door, it is important to eliminate hazards that…
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These days, the Internet touches almost every aspect of our daily lives. We communicate online, share photos, conduct research, read the news, schedule appointments, pay bills, shop and manage banking and investment accounts. When we become disconnected from our online selves, we feel the impact. When we are the target…
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Contact our experienced independent insurance agents for quotes on all your personal insurance needs. Our agents will help find you the best coverage, prices and protection for you and your loved ones. We are conveniently located in the Connecticut towns of Torrington, South Windsor, Enfield and the South Carolina towns of Spartanburg and Mullins.