Fixed & Indexed Annuities

An annuity is an investment contract between a person and an insurance company that allows for the deposit of money that is managed by the company for the benefit of the investor. In return, the insurer makes payments to the investor over a period of time that is spelled out in the contract. There are several types of annuities (such as fixed or indexed) based on the type of investment involved. The advantages of annuities include tax deferral during accumulation and lifetime retirement income.

Contact Us to Purchase an Annuity

Fixed annuities can serve as a guaranteed complement to other retirement investments you may have. The experienced agents at Brooks, Todd & McNeil can help you find ways to save that best meet your goals for retirement. Contact our offices in Torrington, South Windsor and Enfield, and we can discuss your options with you.

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Significant Other Homeowners Insurance

Recently engaged and living together? This is a very exciting time for couples, but also a time of much planning and preparation for your life together. While your ‘to do’ list is likely long, make sure evaluating your insurance needs are high on that list. Reviewing a homeowners policy will be especially important if you […]

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